Last Updated: 04/18/2025
Finex Credit Union Personal Loans
Unaffiliated
in Personal Loans from Finex Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
8.50% - 11.75%(Verified 06/21/2024)
Amount Range
Up to $20,000
Loan Term (Months)
Up to 60
Finex Credit Union Personal Loans Review
Finex Credit Union Personal Loans is offered by Finex Credit Union, a credit union founded in 1938 and based in East Hartford, CT. Finex Credit Union Personal Loans are available in 50 states and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. These are average interest rates for a personal loan. If you have good credit or a cosigner, you could probably find better rates.
Finex Credit Union Personal Loans Pros & Cons
| Pros | Cons |
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Finex Credit Union Personal Loans FAQ
What interest rates and personal loan terms does Finex Credit Union Personal Loans offer?
What interest rates does Finex Credit Union Personal Loans offer?
Finex Credit Union Personal Loans offers a variable APR personal loan product that ranges from 8.50% APR up to 11.75% APR.
What is the maximum loan term you can get with Finex Credit Union Personal Loans?
Finex Credit Union Personal Loans offers loans with terms of up to 60 months.
| Personal Loan Amount | up to $20000 |
| Loan Term | up to 60 months |
| APR | 8.50% - 11.75% |
What fees does Finex Credit Union Personal Loans charge?
Does Finex Credit Union Personal Loans charge an origination fee?
Finex Credit Union Personal Loans may charge a personal loan origination fee .
Does Finex Credit Union Personal Loans charge a late fee?
Finex Credit Union Personal Loans does not disclose whether it charges late payment fees.
Does Finex Credit Union Personal Loans charge prepayment fees?
No, Finex Credit Union Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Finex Credit Union Personal Loans?
Finex Credit Union Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Finex Credit Union Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Finex Credit Union Personal Loans. Not all companies will work with visa holders. Finex Credit Union does offer its services to temporary resident visa holders such as F1 or H1B holders. An uncommon feature is for lenders to offer their services to non-residents. Finex Credit Union is one of the few that does. If you are a non-resident looking to access these services through an entity incorporated in the U.S., you are in luck. Finex Credit Union Personal Loans will consider you for their services.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Finex Credit Union Personal Loans report your account activity to credit bureaus?
Yes, Finex Credit Union Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Finex Credit Union perform a hard credit pull?
Yes, Finex Credit Union Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Finex Credit Union Personal Loans legit?
Finex Credit Union was founded in 1938, it is a well-established company that has been in business for 88 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
8:00AM - 4:30PM
Tuesday
8:00AM - 4:30PM
Wednesday
9:30AM - 4:30PM
Thursday
8:00AM - 6:00PM
Friday
8:00AM - 4:30PM
Saturday
Closed