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  First Security Bank of Bozeman Personal Loan

First Security Bank of Bozeman Personal Loan

in Personal Loans from Glacier Bancorp. Inc

Unaffiliated

First Security Bank of Bozeman Personal Loan

Unaffiliated

in Personal Loans from Glacier Bancorp. Inc

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Highlights
APR  (Fixed APR) N/A
Loan Amount N/A
Loan Term (Months) N/A

First Security Bank of Bozeman Personal Loan Review

First Security Bank of Bozeman Personal Loan is offered by Glacier Bancorp. Inc, a bank founded in 1955 and based in Kalispell, MT. First Security Bank of Bozeman Personal Loan is available in 1 state across the USA.

Key Takeaways
    .
  • Hard credit pull required. You can't check your rates or see if you prequalify for First Security Bank of Bozeman Personal Loan without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your First Security Bank of Bozeman Personal Loan early.
  • Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for First Security Bank of Bozeman Personal Loan.
First Security Bank of Bozeman Personal Loan Pros & Cons
Pros Cons
  • Considers applicants with fair credit.
  • Accepts cosigners and coborrowers.
  • Charges an origination fee.
  • Do not offer pre-approval with soft credit pull.
  • Charges prepayment fees.
  • Charges a late fee.
First Security Bank of Bozeman Personal Loan FAQ

What rates and terms does First Security Bank of Bozeman Personal Loan offer?

First Security Bank of Bozeman Personal Loan has lower interest rates than the average for lenders reviewed on SuperMoney.

What APR rate does First Security Bank of Bozeman Personal Loan offer?

First Security Bank of Bozeman Personal Loan offers a fixed APR personal loan product but they do not disclose their rates.

First Security Bank of Bozeman Personal Loan Rates & Terms
Loan Amount N/A
Loan Term N/A
APR N/A

What fees does First Security Bank of Bozeman Personal Loan charge?

Does First Security Bank of Bozeman Personal Loan charge an origination fee?

First Security Bank of Bozeman Personal Loan may charge a loan origination fee.

Does First Security Bank of Bozeman Personal Loan charge a late fee?

Yes, First Security Bank of Bozeman Personal Loan may charge borrowers a late payment fee.

Does First Security Bank of Bozeman Personal Loan charge prepayment fees?

Yes, First Security Bank of Bozeman Personal Loan may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

First Security Bank of Bozeman Personal Loan Fees
Origination Fee N/A
Prepayment Fee? Yes
Late Payment Fee N/A

What do you need to qualify for First Security Bank of Bozeman Personal Loan?

Applicants with a credit score of at least 600 and up to 840 may be eligible for First Security Bank of Bozeman Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

First Security Bank of Bozeman Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. First Security Bank of Bozeman Personal Loan only considers borrowers who are employed. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via First Security Bank of Bozeman Personal Loan. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by First Security Bank of Bozeman Personal Loan. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of income
  • Driver's license
  • Government issued photo ID
  • Proof of identity
First Security Bank of Bozeman Personal Loan Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Application Types Accepted
  • Co-borrowers
  • Cosigners
  • Credit Score 600 - 840

    Does First Security Bank of Bozeman Personal Loan report your account activity to credit bureaus?

    Yes, First Security Bank of Bozeman Personal Loan reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Availability

      Available in 1 state
    Montana
    Availabile in all of Montana

    Feature Breakdown

    Cosigner Optional
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Joint Loan Applications Accepted
    • Co-borrower
    • Cosigner
    Military Status
    • Active Duty Military
    • Non-Military
    • Veterans
    • Military Dependent
    Minimum Age 18
    Supported Income Types
    • Direct Deposit (W2, SSA, SSDI)
    • Cash
    • Payroll Check or Prepaid Card
    • 1099 Misc. Income
    • Tax Returns
    Verification Documents Required
    • Recent Pay Stubs
    • Proof of Income
    • Proof of Identity
    • Government Issued Photo ID
    • Social Security Number
    • Driver License (or other photo ID)
    Credit Score Range 600 - 840
    Credit Bureau Reporting
    • Experian
    • Equifax
    • TransUnion
    Payment Options
    • Automatic Payments
    • Check by mail
    • Storefront
    • Bank Transfer
    • Cash

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