Last Updated: 04/18/2025
Gogebic County FCU Unsecured Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 10.00%(Verified 07/05/2024)
Amount Range
N/A
Loan Term (Months)
N/A
Gogebic County FCU Unsecured Loans Review
Gogebic County FCU Unsecured Loans is offered by Gogebic County Federal Credit Union, a credit union founded in 1952 and based in Bessemer, MI. Gogebic County FCU Unsecured Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 10.00%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Gogebic County FCU Unsecured Loans are on the higher end of the spectrum.
Gogebic County FCU Unsecured Loans Pros & Cons
| Pros | Cons |
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Gogebic County FCU Unsecured Loans FAQ
What interest rates and personal loan terms does Gogebic County FCU Unsecured Loans offer?
What interest rates does Gogebic County FCU Unsecured Loans offer?
Gogebic County FCU Unsecured Loans offers a fixed APR personal loan product that starts at 10.00% APR.
| Personal Loan Amount | N/A |
| Loan Term | N/A |
| APR | Starting at 10.00% |
What fees does Gogebic County FCU Unsecured Loans charge?
Does Gogebic County FCU Unsecured Loans charge an origination fee?
Gogebic County FCU Unsecured Loans may charge a personal loan origination fee .
Does Gogebic County FCU Unsecured Loans charge a late fee?
Gogebic County FCU Unsecured Loans does not disclose whether it charges late payment fees.
Does Gogebic County FCU Unsecured Loans charge prepayment fees?
No, Gogebic County FCU Unsecured Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Gogebic County FCU Unsecured Loans?
Gogebic County FCU Unsecured Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Gogebic County FCU Unsecured Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Gogebic County FCU Unsecured Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Gogebic County FCU Unsecured Loans report your account activity to credit bureaus?
Yes, Gogebic County FCU Unsecured Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Gogebic County Federal Credit Union perform a hard credit pull?
Yes, Gogebic County FCU Unsecured Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Gogebic County FCU Unsecured Loans legit?
Gogebic County Federal Credit Union was founded in 1952, it is a well-established company that has been in business for 74 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 4:00PM
Saturday
Closed