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  Great Plains Lending Installment Loans

Great Plains Lending Installment Loans

in Personal Loans from Great Plains Lending

Unaffiliated

Great Plains Lending Installment Loans

Unaffiliated

in Personal Loans from Great Plains Lending

SuperMoney Net Recommendation Score -50

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -50, equating to 2 on a 5 point rating scale.

-50

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Mostly not recommended

1 user recommends
1 user is unsure
4 users don't recommend
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Highlights
Community Rating Mostly not recommended
APR  (Fixed APR) 118.66% - 448.76%
Loan Amount $100 - $3,000
Loan Term (Months) N/A
Number of Reviews 6

Great Plains Lending Installment Loans Review

Great Plains Lending Installment Loans is offered by Great Plains Lending, a direct lender founded in 2011 and based in Red Rock, OK. Great Plains Lending Installment Loans is available in 50 states (and Washington, DC).

Key Takeaways
  • APRs starting at 118.66%. Personal loan interest rates typically range between 5% and 36%. The starting rates for Great Plains Lending Installment Loans are on the higher end of the spectrum.
  • Fast access to funds. In some cases you can get your money within 1 business day.
  • Hard credit pull required. You can't check your rates or see if you prequalify for Great Plains Lending Installment Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
  • No origination fee. Great Plains Lending Installment Loans does not charge a loan origination fee.
Great Plains Lending Pros & Cons
Pros Cons
  • $0 prepayment fee.
  • $0 origination fee.
  • Considers applicants with fair credit.
  • Funding available within 3 business days.
  • APRs as high as 448.76%.
  • Do not offer pre-approval with soft credit pull.
  • Great Plains Lending Installment Loans does not report to credit bureaus.
  • Charges a late fee.
Great Plains Lending FAQ

What interest rates and personal loan terms does Great Plains Lending offer?

Great Plains Lending has higher than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Great Plains Lending offer?

Great Plains Lending offers a fixed APR personal loan product that ranges from 118.66% APR up to 448.76% APR.

How much can you borrow via Great Plains Lending?

Business loan amounts start at $100 and go up to $3,000.

Great Plains Lending Interest Rates & Loan Terms
Personal Loan Amount $100 - $3000
Loan Term N/A
APR 118.66% - 448.76%

What fees does Great Plains Lending charge?

Does Great Plains Lending charge an origination fee?

Great Plains Lending does not charge a personal loan origination fee.

A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Great Plains Lending charge a late fee?

Yes, Great Plains Lending may charge borrowers a late payment fee if you miss one of the monthly payments.

Does Great Plains Lending charge prepayment fees?

No, Great Plains Lending does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Great Plains Lending Fees
Origination Fee No
Prepayment Fee No
Late Payment Fee No

What do you need to qualify for Great Plains Lending Installment Loans?

The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Great Plains Lending Installment Loans does not have or does not disclose a minimum annual income eligibility requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Great Plains Lending Installment Loans product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

To qualify, applicants may need to provide the following documentation:

  • Applicants must have an active and valid personal checking account
  • Recent pay stubs
  • Proof of citizenship or residence permit
Great Plains Lending Eligibility Criteria
Minimum Age 18
Bank Account Required? Yes
Application Types Accepted
  • Individual Applications
  • Credit Score 300 - 700

    What is the estimated funding time for a personal loan via Great Plains Lending?

    Great Plains Lending will typically approve (or deny) a loan application within 1 hour and fund loans within 3 business days of approval.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    About Great Plains Lending Installment Loans

    Availability

      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    No Origination Fee
    No Prepayment Fee
    Checking Account Required
    Joint Loan Applications Accepted
    • Individual Applications
    Military Status
    • Non-Military
    • Veterans
    Minimum Age 18
    Verification Documents Required
    • Recent Pay Stubs
    • Proof of citizenship/residence (Green Card)
    Credit Score Range 300 - 700
    Loan Amount $100 - $3,000
    APR (Fixed APR) 118.66% - 448.76%

    Great Plains Lending Installment Loans Community Reviews

     

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    SUPERMONEY NET RECOMMENDATION SCORE

    This product is mostly not recommended by SuperMoney users with a score of -50, equating to 2 on a 5 point rating scale.

    -50

    Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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