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Last Updated: 04/18/2025

Great Plains Lending Installment Loans

from Great Plains Lending

Last Updated: 04/18/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

Strongly not recommended7 total votes

1 users recommend

1 users are unsure

5 users don't recommend

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Highlights

Community Rating

Strongly not recommended

APR (Fixed APR)

118.66% - 448.76%(Verified 06/21/2024)

Disclaimer popup with additional information

Amount Range

$100 - $3,000

Loan Term (Months)

N/A

Number of Reviews

Great Plains Lending Installment Loans Review

Great Plains Lending Installment Loans is offered by Great Plains Lending, a direct lender founded in 2011 and based in Red Rock, OK. Great Plains Lending are available in 50 states and Washington, DC.

Key Takeaways

APRs starting at 118.66%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Great Plains Lending Installment Loans are on the higher end of the spectrum.
Fast access to funds. If approved, Great Plains Lending will send the money in as little as 24 hours.
No origination fee. Great Plains Lending Installment Loans does not charge a loan origination fee.

Great Plains Lending Pros & Cons

Pros

Cons

No prepayment penalty.
No origination fees.
Considers applicants of all credit types.
Get funded in as little as 1 business day.

APRs as high as 448.76%.
Does not offer pre-approval with soft credit pull.
Great Plains Lending Installment Loans does not report to credit bureaus.
No co-sign option available.

Great Plains Lending FAQ

What interest rates and personal loan terms does Great Plains Lending offer?

Great Plains Lending has higher than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Great Plains Lending offer?

Great Plains Lending offers a fixed APR personal loan product that ranges from 118.66% APR up to 448.76% APR.

How much can you borrow via Great Plains Lending?

Personal loan amounts start at $100 and go up to $3,000

Great Plains Lending Interest Rates & Loan Terms

Personal Loan Amount

$100 - $3000

Loan Term

N/A

APR

118.66% - 448.76%

What fees does Great Plains Lending charge?

Does Great Plains Lending charge an origination fee?

Great Plains Lending does not charge a personal loan origination fee.

A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, consider lenders that don’t charge origination fees.

Does Great Plains Lending charge a late fee?

Great Plains Lending does not disclose whether it charges late payment fees.

Does Great Plains Lending charge prepayment fees?

No, Great Plains Lending does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Great Plains Lending Fees

Origination Fee

Prepayment Fee

Late Payment Fee

What do you need to qualify for Great Plains Lending Installment Loans?

The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Great Plains Lending Installment Loans does not have or does not disclose a minimum annual income eligibility requirement.

To qualify, applicants may need to provide the following documentation:

Applicants must have an active and valid personal checking account
Recent pay stubs
Proof of citizenship or residence permit

Great Plains Lending Eligibility Criteria

Minimum Age

Bank Account Required?

Yes

Application Types Accepted

Individual Applications

Credit Score

300 - 700

What is the estimated funding time for a personal loan via Great Plains Lending?

Great Plains Lending will typically fund loans within 1 to 3 business days of approval and clearing necessary verifications.

Does Great Plains Lending perform a hard credit pull?

Yes, Great Plains Lending performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Great Plains Lending Installment Loans legit?

Great Plains Lending was founded in 2011, it is a well-established company that has been in business for 15 years. Great Plains Lending Installment Loans is strongly not recommended by SuperMoney community users.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

7490 US Hwy 177

Red Rock, OK 74651

(877) 836-1506

Visit Site

Email Support

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SuperMoney Net Recommendation Score

SuperMoney users don't recommend this product, giving it a user recommendation score of -57, or 1.9 on a 5-point rating scale.

-57

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Great Plains Lending Installment Loans Community Reviews

Would you recommend Great Plains Lending Installment Loans to your friends?

Ronnie D.

Sep 23, 2023

May or may not recommend

Can never get in contact with GPL…NO WORKING PHONE NUMBER, I KEEP BEING RE-DIRECTED, SUPER SHADY

Lori P.

Mar 21, 2020

May or may not recommend

I haven't had any experience yet with great plains loans.

Linda G.

Sep 7, 2019

May or may not recommend

I was treated fairly. I knew what kind of loan I was singing up for.

Frank C.

Nov 26, 2018

May or may not recommend

they suck ass. The interest rate loan sharkish and basically criminal.

Anonymous

Sep 12, 2017

May or may not recommend

They are the absolute worst company I've ever had a loan from in my entire life. Have paid $2,800 on a $1,400 loan and I still owe 1480 it is impossible to pay off the loan if you only make the minimum payments because the minimum payments only cover the interest they don't cover not one cent of the principle that you originally took out. Since I've paid Faithfully for ...Show More

Anonymous

Feb 22, 2017

May or may not recommend

DO NOT UNDER ANY CIRCUMSTANCES LOAN WITH THESE PEOPLE. Yes, they will give you a loan with mediocre credit, but what happens after is a full year of interest fees. I took my loan of $1,000 in August 2016. I've been paying $140.54 every 2 weeks since, without fail and now in February of 2017, if I want to pay my loan off I still owe $1,030.00. Not ...Show More

Anonymous

Jun 23, 2016

May or may not recommend

Great plains doesn't check the clients info. I live in Puerto Rico before today I never heard of Great Plains Lending. Until this morning that I had a collection agency calling about a debt that I apparently had for the amount of $1,297.53. I never asked for a loan and never will. I just want Great Plains have that account fixed and removed. I currently notifying Puerto Rico Police Department ...Show More

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