Last Updated: 04/18/2025
Great Plains Lending Installment Loans
Unaffiliated
in Personal Loans from Great Plains Lending
Last Updated: 04/18/2025
SuperMoney User Recommendation Score -57
Strongly not recommended7 total votes
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Highlights
Community Rating
Strongly not recommended
APR (Fixed APR)
118.66% - 448.76%(Verified 06/21/2024)
Disclaimer popup with additional information
Amount Range
$100 - $3,000
Loan Term (Months)
N/A
Number of Reviews
Great Plains Lending Installment Loans Review
Great Plains Lending Installment Loans is offered by Great Plains Lending, a direct lender founded in 2011 and based in Red Rock, OK. Great Plains Lending are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 118.66%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Great Plains Lending Installment Loans are on the higher end of the spectrum.
- Fast access to funds. If approved, you can sometimes get your money within 1 business day*.
- No origination fee. Great Plains Lending Installment Loans does not charge a loan origination fee.
Great Plains Lending Pros & Cons
| Pros | Cons |
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Great Plains Lending FAQ
What interest rates and personal loan terms does Great Plains Lending offer?
Great Plains Lending has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Great Plains Lending offer?
Great Plains Lending offers a fixed APR personal loan product that ranges from 118.66% APR up to 448.76% APR.
How much can you borrow via Great Plains Lending?
Personal loan amounts start at $100 and go up to $3,000
| Personal Loan Amount | $100 - $3000 |
| Loan Term | N/A |
| APR | 118.66% - 448.76% |
What fees does Great Plains Lending charge?
Does Great Plains Lending charge an origination fee?
Great Plains Lending does not charge a personal loan origination fee.
A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, consider lenders that don’t charge origination fees.
Does Great Plains Lending charge a late fee?
Great Plains Lending does not disclose whether it charges late payment fees.
Does Great Plains Lending charge prepayment fees?
No, Great Plains Lending does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Great Plains Lending Installment Loans?
The minimum age to be eligible is 18 or the state minimum, whichever is higher. Great Plains Lending Installment Loans does not have or does not disclose a minimum annual income eligibility requirement.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Recent pay stubs
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Credit Score | 300 - 700 |
What is the estimated funding time for a personal loan via Great Plains Lending?
Great Plains Lending will typically fund loans within 1 to 3 business days of approval and clearing necessary verifications.
Does Great Plains Lending perform a hard credit pull?
Yes, Great Plains Lending performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Great Plains Lending Installment Loans legit?
Great Plains Lending was founded in 2011, it is a well-established company that has been in business for 15 years. Great Plains Lending Installment Loans is strongly not recommended by SuperMoney community users.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.