Last Updated: 04/18/2025
Greater New Orleans FCU Lot Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
N/A(Verified 10/14/2023)
Amount Range
N/A
Loan Term (Months)
10
Greater New Orleans FCU Lot Loans Review
Greater New Orleans FCU Lot Loans is offered by Greater New Orleans Federal Credit Union, a credit union founded in 1935 and based in Metairie, LA. Greater New Orleans FCU Lot Loans are available in 50 states and Washington, DC.
Key Takeaways
- .
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Greater New Orleans FCU Lot Loans.
- Short loan terms. Greater New Orleans FCU Lot Loans have loan terms as short as 10 months.
Greater New Orleans FCU Lot Loans Pros & Cons
| Pros | Cons |
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Greater New Orleans FCU Lot Loans FAQ
What interest rates and personal loan terms does Greater New Orleans FCU Lot Loans offer?
Greater New Orleans FCU Lot Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Greater New Orleans FCU Lot Loans offer?
Greater New Orleans FCU Lot Loans offers a fixed APR personal loan product but they do not disclose their interest rates.
What is the maximum loan term you can get with Greater New Orleans FCU Lot Loans?
Greater New Orleans FCU Lot Loans offers loans with terms of 10 months.
| Personal Loan Amount | N/A |
| Loan Term | 10 months |
| APR | N/A |
What fees does Greater New Orleans FCU Lot Loans charge?
Does Greater New Orleans FCU Lot Loans charge an origination fee?
Greater New Orleans FCU Lot Loans may charge a personal loan origination fee .
Does Greater New Orleans FCU Lot Loans charge a late fee?
Greater New Orleans FCU Lot Loans does not disclose whether it charges late payment fees.
Does Greater New Orleans FCU Lot Loans charge prepayment fees?
No, Greater New Orleans FCU Lot Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Greater New Orleans FCU Lot Loans?
Greater New Orleans FCU Lot Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Greater New Orleans FCU Lot Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Greater New Orleans FCU Lot Loans.
To qualify, applicants may need to provide the following documentation:
- Loan payoff statements
- Recent pay stubs
- Proof of income
- Proof of insurance
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
|
| Credit Score | N/A |
Does Greater New Orleans FCU Lot Loans report your account activity to credit bureaus?
Yes, Greater New Orleans FCU Lot Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Greater New Orleans Federal Credit Union perform a hard credit pull?
Yes, Greater New Orleans FCU Lot Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Greater New Orleans FCU Lot Loans legit?
Greater New Orleans Federal Credit Union was founded in 1935, it is a well-established company that has been in business for 91 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
10:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 4:00PM
Saturday
9:00AM - 1:00PM
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Learn MoreSuperMoney Net Recommendation Score
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