Last Updated: 04/18/2025
H&E Telephone FCU Personal Loans
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Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
9.00% - 12.00%(Verified 07/16/2024)
Amount Range
N/A
Loan Term (Months)
12 - 48
H&E Telephone FCU Personal Loans Review
H&E Telephone FCU Personal Loans is offered by H&E Telephone Federal Credit Union, a credit union founded in 1967 and based in Rochelle Park, NJ. H&E Telephone FCU Personal Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 9.00%. Personal loan interest rates typically range between 9% and 36%. The starting rates for H&E Telephone FCU Personal Loans are on the lower end of the spectrum.
H&E Telephone FCU Personal Loans Pros & Cons
| Pros | Cons |
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H&E Telephone FCU Personal Loans FAQ
What interest rates and personal loan terms does H&E Telephone FCU Personal Loans offer?
What interest rates does H&E Telephone FCU Personal Loans offer?
H&E Telephone FCU Personal Loans offers a fixed APR personal loan product that ranges from 9.00% APR up to 12.00% APR.
What is the maximum loan term you can get with H&E Telephone FCU Personal Loans?
H&E Telephone FCU Personal Loans offers loans with terms of up to 48 months.
| Personal Loan Amount | N/A |
| Loan Term | 12 - 48 months |
| APR | 9.00% - 12.00% |
What fees does H&E Telephone FCU Personal Loans charge?
Does H&E Telephone FCU Personal Loans charge an origination fee?
H&E Telephone FCU Personal Loans may charge a personal loan origination fee .
Does H&E Telephone FCU Personal Loans charge a late fee?
H&E Telephone FCU Personal Loans does not disclose whether it charges late payment fees.
Does H&E Telephone FCU Personal Loans charge prepayment fees?
No, H&E Telephone FCU Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for H&E Telephone FCU Personal Loans?
H&E Telephone FCU Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. H&E Telephone FCU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by H&E Telephone FCU Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does H&E Telephone FCU Personal Loans report your account activity to credit bureaus?
Yes, H&E Telephone FCU Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does H&E Telephone Federal Credit Union perform a hard credit pull?
Yes, H&E Telephone FCU Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are H&E Telephone FCU Personal Loans legit?
H&E Telephone Federal Credit Union was founded in 1967, it is a well-established company that has been in business for 59 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
10:00AM - 3:00PM
Tuesday
10:00AM - 3:00PM
Wednesday
10:00AM - 3:00PM
Thursday
10:00AM - 7:00PM
Friday
10:00AM - 3:00PM
Saturday
Closed