Last Updated: 04/18/2025
Health Advantage CU Construction Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
N/A
Amount Range
N/A
Loan Term (Months)
Up to 12
Health Advantage CU Construction Loan Review
Health Advantage CU Construction Loan is offered by Health Advantage Credit Union, a credit union founded in 1970 and based in Saginaw, MI. Health Advantage CU Construction Loan are available in 50 states and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging.
Health Advantage CU Construction Loan Pros & Cons
| Pros | Cons |
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Health Advantage CU Construction Loan FAQ
What interest rates and personal loan terms does Health Advantage CU Construction Loan offer?
Health Advantage CU Construction Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Health Advantage CU Construction Loan offer?
Health Advantage CU Construction Loan offers a variable APR personal loan product but they do not disclose their interest rates.
What is the maximum loan term you can get with Health Advantage CU Construction Loan?
Health Advantage CU Construction Loan offers loans with terms of up to 12 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 12 months |
| APR | N/A |
What fees does Health Advantage CU Construction Loan charge?
Does Health Advantage CU Construction Loan charge an origination fee?
Health Advantage CU Construction Loan may charge a personal loan origination fee .
Does Health Advantage CU Construction Loan charge a late fee?
Yes, Health Advantage CU Construction Loan may charge a late payment fee if you miss one of the regularly scheduled payments of up to $25.00.
Does Health Advantage CU Construction Loan charge prepayment fees?
No, Health Advantage CU Construction Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | $25.00 |
What do you need to qualify for Health Advantage CU Construction Loan?
Health Advantage CU Construction Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Health Advantage CU Construction Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Health Advantage CU Construction Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Health Advantage CU Construction Loan report your account activity to credit bureaus?
Yes, Health Advantage CU Construction Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Health Advantage Credit Union perform a hard credit pull?
Yes, Health Advantage CU Construction Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Health Advantage CU Construction Loan legit?
Health Advantage Credit Union was founded in 1970, it is a well-established company that has been in business for 56 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
9:00AM - 12:30PM