
Kashable Loans
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Community Rating | Mostly recommended |
APR (Fixed APR) | Starting at 6% |
Loan Amount | $250 - $20,000 |
Loan Term (Months) | 6 - 24 months |
Number of Reviews | 58 |
Kashable Loans Review
Kashable Loans is offered by Kashable, a direct lender founded in 2013 and based in New York, NY. Kashable Loans are available in 31 states across the USA.
Key Takeaways
- APRs starting at 6%. Personal loan interest rates typically range between 5% and 36%. The starting rates for Kashable Loans are on the lower end of the spectrum.
- Fast access to funds. If approved, you can sometimes get your money within 1 business day*.
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Kashable Loans early.
- Short loan terms. Kashable Loans have loan terms as short as 6 months.
Kashable Pros & Cons
Pros | Cons |
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Kashable FAQ
What interest rates and personal loan terms does Kashable offer?
Kashable has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Kashable offer?
Kashable offers a fixed APR personal loan product that starts at 6% APR.
How much can you borrow via Kashable?
Personal loan amounts start at $250 and go up to $20,000.
What is the maximum loan term you can get with Kashable?
Kashable offers loans with terms of up to 24 months.
Personal Loan Amount | $250 - $20000 |
Loan Term | 6 - 24 months |
APR | Starting at 6% |
What fees does Kashable charge?
Does Kashable charge an origination fee?
Kashable may charge a personal loan origination fee.
Does Kashable charge a late fee?
No, Kashable will not charge you a late fee if you miss one of the monthly payments of up to $10, which is triggered if you're 11 days late.
Does Kashable charge prepayment fees?
No, Kashable does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
Origination Fee | No |
Prepayment Fee | N/A |
Late Payment Fee | up to $10 |
What do you need to qualify for Kashable Loans?
The minimum age to be eligible is 18 or the state minimum, whichever is higher.Kashable Loans does not have or does not disclose a minimum annual income eligibility requirement. Kashable Loans only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Kashable Loans product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
Minimum Age | 18 |
Bank Account Required? | No |
Application Types Accepted |
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Credit Score | 300 - 700 |
What is the estimated funding time for a personal loan via Kashable?
Kashable will typically approve (or deny) a loan application within 24 hours and fund loans within 7 business days of approval.
Does Kashable Loans report your account activity to credit bureaus?
Yes, Kashable Loans reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Is Kashable a legit company?
Kashable was founded in 2013, it is a well-established company that has been in business for 10 years. Based on their "mostly recommended" SuperMoney community rating, they seem to be a reputable company.
Message From Kashable
Contact
- Headquarters
-
275 Madison Avenue Suite 2014
New York, NY 10016 USA - Visit Site
- Email Support
About Kashable Loans
Availability
- Alabama
- Alaska
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Idaho
- Illinois
- Indiana
- Iowa
- Kentucky
- Louisiana
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Nebraska
- New Jersey
- New Mexico
- New York
- Oklahoma
- Pennsylvania
- Rhode Island
- South Carolina
- Tennessee
- Texas
- Utah
- Washington
Feature Breakdown
Late Fee Amount | Up to $10 |
Late Fee Grace Period | 11 days |
Kashable Loans Community Reviews
Would you recommend Kashable Loans to your friends?
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