Kashable Loans
Kashable Loans
in Personal Loans from Kashable

Kashable Loans

in Personal Loans from Kashable
SuperMoney Net Recommendation Score +29  


This product is mostly recommended by SuperMoney users with a score of +29, equating to 3.6 on a 5 point rating scale.


Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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APR  (Fixed APR) Starting at 6%
Loan Amount $250 - $20,000
Loan Term (Months) 6 - 24 months
Number of Reviews 58

Kashable Loans Review

Kashable Loans is offered by Kashable, a direct lender founded in 2013 and based in New York, NY. Kashable Loans are available in 31 states across the USA.

Key Takeaways

  • APRs starting at 6%. Personal loan interest rates typically range between 5% and 36%. The starting rates for Kashable Loans are on the lower end of the spectrum.
  • Fast access to funds. If approved, you can sometimes get your money within 1 business day*.
  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Kashable Loans early.
  • Short loan terms. Kashable Loans have loan terms as short as 6 months.

Kashable Pros & Cons

Pros Cons
  • Low APRs available to qualified borrowers.
  • Considers applicants with fair credit.
  • Funding available within 1 business day.
  • Charges an origination fee.
  • Do not offer pre-approval with soft credit pull.
  • Charges prepayment fees.
  • Charges a late fee of up to $10.

Kashable FAQ

What interest rates and personal loan terms does Kashable offer?

Kashable has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Kashable offer?

Kashable offers a fixed APR personal loan product that starts at 6% APR.

How much can you borrow via Kashable?

Personal loan amounts start at $250 and go up to $20,000.

What is the maximum loan term you can get with Kashable?

Kashable offers loans with terms of up to 24 months.

Kashable Interest Rates & Loan Terms
Personal Loan Amount $250 - $20000
Loan Term 6 - 24 months
APR Starting at 6%

What fees does Kashable charge?

Does Kashable charge an origination fee?

Kashable may charge a personal loan origination fee.

Does Kashable charge a late fee?

No, Kashable will not charge you a late fee if you miss one of the monthly payments of up to $10, which is triggered if you're 11 days late.

Does Kashable charge prepayment fees?

No, Kashable does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Kashable Fees
Origination Fee No
Prepayment Fee N/A
Late Payment Fee up to $10

What do you need to qualify for Kashable Loans?

The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Kashable Loans does not have or does not disclose a minimum annual income eligibility requirement. Kashable Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Kashable Loans product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

Kashable Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Application Types Accepted
  • Individual Applications
  • Credit Score 300 - 700

    What is the estimated funding time for a personal loan via Kashable?

    Kashable will typically approve (or deny) a loan application within 24 hours and fund loans within 7 business days of approval.

    Does Kashable Loans report your account activity to credit bureaus?

    Yes, Kashable Loans reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

    Is Kashable a legit company?

    Kashable was founded in 2013, it is a well-established company that has been in business for 10 years. Based on their "mostly recommended" SuperMoney community rating, they seem to be a reputable company.

    SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Message From Kashable

    Kashable is an alternative personal loan lender that markets itself as a benefit to the employees of participating employers. Kashable provides employers a product called Group Credit Benefit Program and is linked to TriNet Marketplace, one the biggest employee benefits marketplaces in the United States. The product is free for employers and provides employees a fast, easy and relatively inexpensive source of credit.


    About Kashable Loans


      Available in 31 states
    • Alabama
    • Alaska
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Florida
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kentucky
    • Louisiana
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Nebraska
    • New Jersey
    • New Mexico
    • New York
    • Oklahoma
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • Tennessee
    • Texas
    • Utah
    • Washington

    Feature Breakdown

    Late Fee Amount Up to $10
    Late Fee Grace Period 11 days
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    Immigration Status Considered
    • U.S. Permanent Resident
    Joint Loan Applications Accepted
    • Individual Applications
    Military Status
    • Non-Military
    • Veterans
    Minimum Age 18
    Credit Score Range 300 - 700
    Approval Speed 24 hours
    Credit Bureau Reporting
    • Experian
    • Equifax
    • TransUnion
    Funding Time Range 1 - 7 days
    Payment Options Automatic Payments
    APR Type Fixed APR
    Loan Amount $250 - $20,000
    APR (Fixed APR) Starting at 6%
    Loan Term 6 - 24 months

    Kashable Loans Community Reviews


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    This product is mostly recommended by SuperMoney users with a score of +29, equating to 3.6 on a 5 point rating scale.


    Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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