| Community Rating | Mostly recommended |
| Loan Amount | $250 - $20,000 |
| APR (Fixed APR) | Starting at 6% |
| Loan Term | 6 - 24 months |
| Number of Reviews | 45 |
Kashable Loans Review
Kashable Loans is offered by Kashable, a direct lender founded in 2013 and based in New York, NY. Kashable Loans is offered in 31 states across the USA.
What rates and terms does Kashable Loans offer?
Kashable Loans has lower interest rates than the average for lenders reviewed on SuperMoney.
What personal loan APRs does Kashable Loans offer?
Kashable Loans offers a fixed APR personal loan product that starts at 6% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via Kashable Loans?
Loan amounts start at $250 and go up to $20,000.
What can a personal loan from Kashable Loans be used for?
Personal loans from Kashable Loans are typically used for special purchases, debt consolidation, home improvement projects, weddings, unexpected expenses or similar purposes.
What is the maximum loan term you can get with Kashable Loans?
Kashable Loans offers personal loans with terms ranging from 6 to 24 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
| Loan Amount | $250 - $20000 |
| Loan Term | 6 - 24 months |
| APR | Starting at 6% |
What fees does Kashable Loans charge?
Does Kashable Loans charge an origination fee?
Kashable Loans charges a loan origination fee.
Does Kashable Loans charge a late fee?
Yes, Kashable Loans may charge borrowers a late payment fee, which is triggered if you're 11 days late.
Does Kashable Loans charge prepayment fees?
Yes, Kashable Loans charges additional fees to borrowers who pay off their loans soon than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.
| Origination Fee | N/A |
| Prepayment Fee? | Yes |
| Late Payment Fee | up to $10 |
What do you need to qualify for Kashable Loans?
Applicants with a credit score of at least 300 and up to 700 are eligible for Kashable Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Kashable Loans does not have or does not disclose a minimum annual income eligibility requirement. Kashable Loans only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Kashable Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
Permanent resident / green card holders are also eligible to apply.
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | 300 - 700 |
What is the estimated funding time for a personal loan via Kashable Loans?
Kashable Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.
Does Kashable Loans report your account activity to credit bureaus?
Kashable Loans reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
Contact
- Headquarters
-
275 Madison Avenue Suite 2014
New York, NY 10016 - Visit Site
Message from Kashable
About Kashable Loans
Availability
- Alabama
- Alaska
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Idaho
- Illinois
- Indiana
- Iowa
- Kentucky
- Louisiana
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Nebraska
- New Jersey
- New Mexico
- New York
- Oklahoma
- Pennsylvania
- Rhode Island
- South Carolina
- Tennessee
- Texas
- Utah
- Washington
Feature Breakdown
| Late Fee After (number of days) | 11 |
| Late Fee Amount | Up to $10 |
