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Last Updated: 04/18/2025

Kashable Loans

from Kashable

Last Updated: 04/18/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

Mostly recommended59 total votes

36 users recommend

3 users are unsure

20 users don't recommend

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Highlights

Community Rating

Mostly recommended

APR (Fixed APR)

Starting at 6%(Verified 06/21/2024)

Disclaimer popup with additional information

Amount Range

$250 - $20,000

Loan Term (Months)

6 - 24

Number of Reviews

Kashable Loans Review

Kashable Loans is offered by Kashable, a direct lender founded in 2013 and based in New York, NY. Kashable are available in 31 states.

Key Takeaways

APRs starting at 6%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Kashable Loans are on the lower end of the spectrum.
Fast access to funds. If approved, Kashable will send the money in as little as 24 hours.
Short loan terms. Kashable Loans have loan terms as short as 6 months.

Kashable Pros & Cons

Pros

Cons

Low APRs available to qualified borrowers.
Considers applicants of all credit types.
Get funded in as little as 1 business day.

Charges an origination fee.
Does not offer pre-approval with soft credit pull.
Charges prepayment fees.
No co-sign option available.

Kashable FAQ

What interest rates and personal loan terms does Kashable offer?

Kashable has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Kashable offer?

Kashable offers a fixed APR personal loan product that starts at 6% APR.

How much can you borrow via Kashable?

Personal loan amounts start at $250 and go up to $20,000

What is the maximum loan term you can get with Kashable?

Kashable offers loans with terms of up to 24 months.

Kashable Interest Rates & Loan Terms

Personal Loan Amount

$250 - $20000

Loan Term

6 - 24 months

APR

Starting at 6%

What fees does Kashable charge?

Does Kashable charge an origination fee?

Kashable may charge a personal loan origination fee .

Does Kashable charge a late fee?

Yes, Kashable may charge a late payment fee if you miss one of the regularly scheduled payments of up to $10.

Does Kashable charge prepayment fees?

No, Kashable does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Kashable Fees

Origination Fee

Prepayment Fee

N/A

Late Payment Fee

up to $10

What do you need to qualify for Kashable Loans?

The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Kashable Loans does not have or does not disclose a minimum annual income eligibility requirement.

Kashable Eligibility Criteria

Minimum Age

Bank Account Required?

Application Types Accepted

Individual Applications

Credit Score

300 - 700

What is the estimated funding time for a personal loan via Kashable?

Kashable will typically fund loans within 1 to 7 business days of approval and clearing necessary verifications.

Does Kashable Loans report your account activity to credit bureaus?

Yes, Kashable Loans reports to the following credit bureaus:

Equifax
Experian
TransUnion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Kashable perform a hard credit pull?

Yes, Kashable performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Kashable Loans legit?

Kashable was founded in 2013, it is a well-established company that has been in business for 13 years. Based on their "mostly recommended" SuperMoney community rating, they seem to be a reputable company.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Kashable

Kashable is an alternative personal loan lender that markets itself as a benefit to the employees of participating employers. Kashable provides employers a product called Group Credit Benefit Program and is linked to TriNet Marketplace, one the biggest employee benefits marketplaces in the United States. The product is free for employers and provides employees a fast, easy and relatively inexpensive source of credit.

Contact

Headquarters

275 Madison Avenue Suite 2014

New York, NY 10016

Visit Site

Email Support

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SuperMoney Net Recommendation Score

SuperMoney users mostly recommend this product, giving it a user recommendation score of +27, or 3.5 on a 5-point rating scale.

+27

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Kashable Loans Community Reviews

Would you recommend Kashable Loans to your friends?

Anonymous

Aug 3, 2023

May or may not recommend

They suck. It's does not mean if you have great on time payment history, with multiple loans, paid timely.The refinance option policy makes no sense. You cannot get a logical response from anyone. The CEO / co founder the mission stated they do not base their decision solely on credit. It's misleading. Do not waste your time

Anonymous

Feb 14, 2023

May or may not recommend

I applied last year but was told that I could not be approved until after my open bankruptcy was closed. THAT WAS ALL THAT I WAS TOLD I NEEDED TO HAVE WAS THE DOCUMENTS SHOW IT WAS CLOSED. No credit check was supposed to have been done So got the letter sent it in then I'm being told because of multiple filings,from some report that wasn't even accurate and ...Show More

Jill K.

Dec 19, 2022

May or may not recommend

Pretty easy to understand process. Did it all on the app. They do check credit scores which the application tells u.

Christie C.

Aug 20, 2022

May or may not recommend

Easy application process. Quick approval and funding time. The support line was friendly and helped with all my questions.

C T.

Aug 11, 2022

May or may not recommend

They will approve you then come back and say you are unapproved. BMG MONEY is such a better company to borrow from.

Anonymous

Feb 3, 2022

May or may not recommend

Kashable Loans allow you to get loans with ease. I highly recommend

Verronisa G.

Dec 9, 2021

May or may not recommend

I have not had any problems to kashable. They are the best that I have come across this far

A M.

May 5, 2021

May or may not recommend

I would never in my life ever try to get money from this company. They play a lot of games with your time. At one point I felt like I was begging for the money which very demeaning. Bmg or oneblinc is so much better. I suggest you try them before kashable best of luck to y'all sometimes life is hard and we don't need it made ...Show More

Anonymous

Feb 27, 2021

May or may not recommend

They do not notify you when your loan is paid off. You have to cancel your allotment or they keep deducting your payment.

Anonymous

Feb 25, 2021

May or may not recommend

They claim to give loans to Lockheed Employees but I was turned down as a Lockheed employee. If they don't hold up to their word then how are we to trust them.

Sonia S.

Nov 20, 2020

May or may not recommend

Because they will give you a loan but please don't make any late payments because you will not be able to get another one even after you pay them back

Si M.

Mar 29, 2020

May or may not recommend

If it were possible to leave ZERO stars, I would! Went through all the time to put in my personal information, bank account, etc., snd then they tell me my "bank account history is unsatisfactory"...what??? I have had my accounts OVER fivevyears, never bounced a check, and direct deposit. This is a come-on loan company, only people with perfect credit get a loan. Good luck with The Virus, it ...Show More

Mzkeez O.

Feb 11, 2020

May or may not recommend

I'm federal employees and they said they do not do a credit check but they do then you all turn down most of the employees lowering the credit score for nothing. in the beginning before applying put what the credit score has to be

Ea K.

Dec 30, 2019

May or may not recommend

low interest loan, easily paid through allotments out of my paycheck. quick response times when i had a question. building my credit back was the main purpose I did this. I am a happy USPS employee!

Raymond B.

Oct 22, 2019

May or may not recommend

They were there for me and they'll be there for you

Nathaniel C.

Oct 21, 2019

May or may not recommend

Kashable Loans has been there when I need financial help. Easy to work with and willing to get you on your way with no hassles. Got off the phone with Ronny, great guy took care of an issue and got things rolling for me again.

Anonymous

Sep 3, 2019

May or may not recommend

Approve credit is required it said government employee with low credit scores that is not true application was denied as soon as I submit my application and they are not part of purchasing power purchasing power does advertising for this company BMG a better government loan company stay away liars

Elizabeth S.

Aug 30, 2019

May or may not recommend

I have had a loan & thanking you for your help please ????????

Monica A.

Aug 27, 2019

May or may not recommend

First off I do want to say that when I needed them about a year and half ago Kashable granted me a loan. The process was smooth, very quick, and even boosted my credit score a few points up... I would recommend them to everyone. This time around I'm not too sure after paying off the loan which was by allotment for some reason it was listed closes on my ...Show More

Tina U.

Aug 26, 2019

May or may not recommend

Are you kidding me, who wrote the previous reviews... Kash4Biz owners, this is a horrible option for getting money. They are designed for you to default and have to pay back a shit load of money, they need to come off the market. If you are reading this, please find another option for money, because they will have you in a worse position then when you started. ...Show More

Showing 20 of 59 reviews