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  Kashable Loans
Kashable Loans
in Personal Loans from Kashable
Unaffiliated

Kashable Loans

Unaffiliated
in Personal Loans from Kashable
SuperMoney Net Recommendation Score +29  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +29, equating to 3.6 on a 5 point rating scale.

+29

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Mostly recommended

34 users recommend
3 users are unsure
18 users don't recommend
Browse Reviews: 34 Recommendations | 18 Complaints
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Highlights
Community Rating Mostly recommended
APR Starting at 6%
Loan Amount $250 - $20,000
Loan Term (Months) 6 - 24 months
Number of Reviews 55

Kashable Loans Review

Kashable Loans is offered by Kashable, founded in 2013 and based in New York, NY. Kashable Loans is available in 31 states across the USA.

Key Takeaways
  • Fast access to funds. In some cases, you can get your money within 1 business day*.
  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Kashable Loans early.
  • Short loan terms. Kashable Loans have loan terms as short as 6 months.
Kashable Pros & Cons
Pros Cons
  • Low APRs available to qualified borrowers.
  • Considers applicants with fair credit.
  • Charges an origination fee.
  • Do not offer pre-approval with soft credit pull.
  • Charges prepayment fees.
  • Charges a late fee of up to $10.
Kashable FAQ

What interest rates and personal loan terms does Kashable offer?

Kashable has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Kashable offer?

Kashable offers a personal loan product that starts at 6% APR.

How much can you borrow via Kashable?

Business loan amounts start at $250 and go up to $20,000.

What is the maximum loan term you can get with Kashable?

Kashable offers loans with terms of up to 24 months.

Kashable Interest Rates & Loan Terms
Personal Loan Amount $250 - $20000
Loan Term 6 - 24 months
APR Starting at 6%

What fees does Kashable charge?

Does Kashable charge an origination fee?

Kashable may charge a personal loan origination fee.

Does Kashable charge a late fee?

No, Kashable will not charge you a late fee if you miss one of the monthly payments of up to $10, which is triggered if you're 11 days late.

Does Kashable charge prepayment fees?

No, Kashable does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Kashable Fees
Origination Fee No
Prepayment Fee N/A
Late Payment Fee up to $10

What do you need to qualify for Kashable Loans?

The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Kashable Loans does not have or does not disclose a minimum annual income eligibility requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Kashable Loans product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

Kashable Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Application Types Accepted
Credit Score 300 - 700

What is the estimated funding time for a personal loan via Kashable?

Kashable will typically approve (or deny) a loan application within 24 hours and fund loans within 7 business days of approval.

Does Kashable Loans report your account activity to credit bureaus?

Yes, Kashable Loans reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is Kashable a legit company?

Kashable was founded in 2013, it is a well-established company that has been in business for 9 years. Based on their "mostly recommended" SuperMoney community rating, they seem to be a reputable company.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Kashable

Kashable is an alternative personal loan lender that markets itself as a benefit to the employees of participating employers. Kashable provides employers a product called Group Credit Benefit Program and is linked to TriNet Marketplace, one the biggest employee benefits marketplaces in the United States. The product is free for employers and provides employees a fast, easy and relatively inexpensive source of credit.

Contact

About Kashable Loans

View Kashable Profile

Availability

  Available in 31 states
  • Alaska
  • Alabama
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Nebraska
  • New Jersey
  • New Mexico
  • New York
  • Oklahoma
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Washington

Feature Breakdown

Late Fee Amount Up to $10
Late Fee Grace Period 11 days
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
Immigration Status Considered
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Individual Applications
Military Status
  • Non-Military
  • Veterans
Minimum Age 18
Credit Score Range 300 - 700
Approval Speed 24 hours
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Funding Time Range 1 - 7 days
Payment Options Automatic Payments
Loan Amount $250 - $20,000
APR Starting at 6%
Loan Term 6 - 24 months

Kashable Loans Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +29, equating to 3.6 on a 5 point rating scale.

+29

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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*SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us.

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SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). SuperMoney strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products.

We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.