Kashable Loans

Kashable Loans

in Personal Loans from Kashable


Kashable Loans


in Personal Loans from Kashable

SuperMoney Net Recommendation Score +37% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

28 users recommend
3 users are unsure
12 users don't recommend
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Community Rating Mostly recommended
Loan Amount $250 - $20,000
APR  (Fixed APR) Starting at 6%
Loan Term 6 - 24 months
Number of Reviews 43

Kashable Loans Review

Kashable Loans is offered by Kashable, a direct lender founded in 2013 and based in New York, NY. Kashable Loans is offered in 31 states across the USA.

What rates and terms does Kashable Loans offer?

Kashable Loans has lower interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does Kashable Loans offer?

Kashable Loans offers a fixed APR personal loan product that starts at 6% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Kashable Loans?

Loan amounts start at $250 and go up to $20,000.

What can a personal loan from Kashable Loans be used for?

Personal loans from Kashable Loans are typically used for special purchases, debt consolidation, home improvement projects, weddings, unexpected expenses or similar purposes.

What is the maximum loan term you can get with Kashable Loans?

Kashable Loans offers personal loans with terms ranging from 6 to 24 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Kashable Loans Rates & Terms
Loan Amount $250 - $20000
Loan Term 6 - 24 months
APR Starting at 6%

What fees does Kashable Loans charge?

Does Kashable Loans charge an origination fee?

Kashable Loans charges a loan origination fee.

Does Kashable Loans charge a late fee?

Yes, Kashable Loans may charge borrowers a late payment fee, which is triggered if you're 11 days late.

Does Kashable Loans charge prepayment fees?

Yes, Kashable Loans charges additional fees to borrowers who pay off their loans soon than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

Kashable Loans Fees
Origination Fee N/A
Prepayment Fee? Yes
Late Payment Fee up to $10

What do you need to qualify for Kashable Loans?

Applicants with a credit score of at least 300 and up to 700 are eligible for Kashable Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Kashable Loans does not have or does not disclose a minimum annual income eligibility requirement. Kashable Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Kashable Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

Kashable Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Application Types Accepted
  • Individual Applications
  • Credit Score 300 - 700

    What is the estimated funding time for a personal loan via Kashable Loans?

    Kashable Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.

    Does Kashable Loans report your account activity to credit bureaus?

    Kashable Loans reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

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    • Headquarters
    •   275 Madison Avenue Suite 2014
      New York, NY 10016
    •   Visit Site

    Message from Kashable

    Kashable is an alternative personal loan lender that markets itself as a benefit to the employees of participating employers. Kashable provides employers a product called Group Credit Benefit Program and is linked to TriNet Marketplace, one the biggest employee benefits marketplaces in the United States. The product is free for employers and provides employees a fast, easy and relatively inexpensive source of credit.

    About Kashable Loans


    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 31 states
    • Alabama
    • Alaska
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Florida
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kentucky
    • Louisiana
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Nebraska
    • New Jersey
    • New Mexico
    • New York
    • Oklahoma
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • Tennessee
    • Texas
    • Utah
    • Washington

    Feature Breakdown

    Late Fee After (number of days) 11
    Late Fee Amount Up to $10
    Minimum Age 18
    Credit Score Range 300 - 700
    Immigration Status Considered
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    Military Status
    • Non-Military
    • Veterans
    Joint Loan Applications Accepted
    • Individual Applications
    Loan Amount $250 - $20K
    Loan Term 6 - 24 months
    APR (Fixed APR) Starting at 6%

    Kashable Loans Community Reviews


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