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Last Updated: 04/18/2025

Kashable Loans

in Personal Loans from Kashable

Last Updated: 04/18/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

Mostly recommended59 total votes

36 users recommend

3 users are unsure

20 users don't recommend

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Highlights

Community Rating

Mostly recommended

APR (Fixed APR)

Starting at 6%(Verified 06/21/2024)

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Amount Range

$250 - $20,000

Loan Term (Months)

6 - 24

Number of Reviews

Kashable Loans Review

Kashable Loans is offered by Kashable, a direct lender founded in 2013 and based in New York, NY. Kashable are available in 31 states.

Key Takeaways

APRs starting at 6%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Kashable Loans are on the lower end of the spectrum.
Fast access to funds. If approved, you can sometimes get your money within 1 business day*.
Short loan terms. Kashable Loans have loan terms as short as 6 months.

Kashable Pros & Cons

Pros

Cons

Low APRs available to qualified borrowers.
Considers applicants of all credit types.
Get funded in as little as 1 business day.

Charges an origination fee.
Does not offer pre-approval with soft credit pull.
Charges prepayment fees.
No co-sign option available.

Kashable FAQ

What interest rates and personal loan terms does Kashable offer?

Kashable has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Kashable offer?

Kashable offers a fixed APR personal loan product that starts at 6% APR.

How much can you borrow via Kashable?

Personal loan amounts start at $250 and go up to $20,000

What is the maximum loan term you can get with Kashable?

Kashable offers loans with terms of up to 24 months.

Kashable Interest Rates & Loan Terms

Personal Loan Amount

$250 - $20000

Loan Term

6 - 24 months

APR

Starting at 6%

What fees does Kashable charge?

Does Kashable charge an origination fee?

Kashable may charge a personal loan origination fee .

Does Kashable charge a late fee?

Yes, Kashable may charge a late payment fee if you miss one of the regularly scheduled payments of up to $10.

Does Kashable charge prepayment fees?

No, Kashable does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Kashable Fees

Origination Fee

Prepayment Fee

N/A

Late Payment Fee

up to $10

What do you need to qualify for Kashable Loans?

The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Kashable Loans does not have or does not disclose a minimum annual income eligibility requirement.

Kashable Eligibility Criteria

Minimum Age

Bank Account Required?

Credit Score

300 - 700

What is the estimated funding time for a personal loan via Kashable?

Kashable will typically fund loans within 1 to 7 business days of approval and clearing necessary verifications.

Does Kashable Loans report your account activity to credit bureaus?

Yes, Kashable Loans reports to the following credit bureaus:

Equifax
Experian
TransUnion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Kashable perform a hard credit pull?

Yes, Kashable performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Kashable Loans legit?

Kashable was founded in 2013, it is a well-established company that has been in business for 13 years. Based on their "mostly recommended" SuperMoney community rating, they seem to be a reputable company.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Kashable

Kashable is an alternative personal loan lender that markets itself as a benefit to the employees of participating employers. Kashable provides employers a product called Group Credit Benefit Program and is linked to TriNet Marketplace, one the biggest employee benefits marketplaces in the United States. The product is free for employers and provides employees a fast, easy and relatively inexpensive source of credit.

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275 Madison Avenue Suite 2014

New York, NY 10016

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