Is Klya Credit Personal Loans the right fit for you?
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
59.99% - 120%(Verified 06/21/2024)
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Amount Range
$500 - $3,100
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Loan Term (Months)
6 - 12
Klya Credit Personal Loans Review
Klya Credit Personal Loans is offered by Credit Corner Finance LLC, a nonbank financial services provider founded in 2021 and based in Tampa, FL. Klya Credit are available in 12 states.
Key Takeaways
- APRs starting at 59.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Klya Credit Personal Loans are on the higher end of the spectrum.
- No origination fee. Klya Credit Personal Loans does not charge a loan origination fee.
- Short loan terms. Klya Credit Personal Loans have loan terms as short as 6 months.
Klya Credit Pros & Cons
| Pros | Cons |
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Klya Credit FAQ
What interest rates and personal loan terms does Klya Credit offer?
Klya Credit has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Klya Credit offer?
Klya Credit offers a fixed APR personal loan product that ranges from 59.99% APR up to 120% APR.
How much can you borrow via Klya Credit?
Personal loan amounts start at $500 and go up to $3,100
What is the maximum loan term you can get with Klya Credit?
Klya Credit offers loans with terms of up to 12 months.
| Personal Loan Amount | $500 - $3100 |
| Loan Term | 6 - 12 months |
| APR | 59.99% - 120% |
What fees does Klya Credit charge?
Does Klya Credit charge an origination fee?
Klya Credit does not charge a personal loan origination fee.
A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, consider lenders that don’t charge origination fees.
Does Klya Credit charge a late fee?
Klya Credit does not disclose whether it charges late payment fees.
Does Klya Credit charge prepayment fees?
No, Klya Credit does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | 0% |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Klya Credit Personal Loans?
Applicants with a credit score of at least 500 and up to 600 VantageScore may be eligible for Klya Credit Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Klya Credit Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens are eligible to apply for the services offered by Klya Credit Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Recent pay stubs
- Proof of income
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Application Types Accepted |
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| Credit Score | 500 - 600 VantageScore |
Does Klya Credit Personal Loans report your account activity to credit bureaus?
Yes, Klya Credit Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Credit Corner Finance LLC perform a hard credit pull?
Yes, Klya Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Klya Credit Personal Loans legit?
Credit Corner Finance was founded in 2021. It is an established company that has been in business for 5 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Klya Credit Personal Loans Disclosure: Loan terms presented above are not guaranteed and are subject to verification of identity and credit underwriting. Not all applicants will be approved. If approved, your actual rate, loan amount, and other loan terms may vary based on credit determination, income, and other factors. For example, a $1000 loan with an APR of 120% and a 12-month term would have monthly payments of $146.76. Loan availability, amount, and terms depend on your state of residence. Loan amounts generally range from $500 - $2,000. Available loan amounts differ in the following states: $2,050 - $2,500 in Alabama, $1,100 - $2,000 in Idaho, $550 - $2000 in Mississippi, $500 - $1500 in Oklahoma, $650 - $2000 in South Carolina, $500 - $1450 in Texas. Customers who have an outstanding loan from Klya Credit are not eligible for this offer. Upon contract signature, loan proceeds are deposited via Debit Card within 15 minutes, seven days a week.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
Sunday9:00AM - 5:00PMMonday8:00AM - 8:00PMTuesday8:00AM - 8:00PMWednesday8:00AM - 8:00PMThursday8:00AM - 8:00PMFriday8:00AM - 8:00PMSaturday9:00AM - 5:00PM
Other Services by Credit Corner Finance LLC
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