Klya Credit Personal Loans
in Personal Loans from Credit Corner Finance LLC
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| APR (Fixed APR) | 59.99% - 120% |
| Loan Amount | $500 - $3,100 |
| Loan Term (Months) | 6 - 12 months |
Klya Credit Personal Loans Review
Klya Credit Personal Loans is offered by Credit Corner Finance LLC, a nonbank financial services provider founded in 2021 and based in Tampa, FL. Klya Credit Personal Loans is available in 12 states across the USA.
- APRs starting at 59.99%. Personal loan interest rates typically range between 5% and 36%. The starting rates for Klya Credit Personal Loans are on the higher end of the spectrum.
- Hard credit pull required. You can't check your rates or see if you prequalify for Klya Credit Personal Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
- No origination fee. Klya Credit Personal Loans does not charge a loan origination fee.
- Short loan terms. Klya Credit Personal Loans offers loan terms as short as 6 months. Most personal loans have a minimum term of 12 to 36 months.
- Minimum income of $12,000. You will need an annual income of at least $12,000 to apply for Klya Credit Personal Loans, which is below average for the lenders in our database
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What interest rates and personal loan terms does Klya Credit offer?
Klya Credit has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Klya Credit offer?
Klya Credit offers a fixed APR personal loan product that ranges from 59.99% APR up to 120% APR.
How much can you borrow via Klya Credit?
Business loan amounts start at $500 and go up to $3,100.
What is the maximum loan term you can get with Klya Credit?
Klya Credit offers loans with terms of up to 12 months.
| Personal Loan Amount | $500 - $3100 |
| Loan Term | 6 - 12 months |
| APR | 59.99% - 120% |
What fees does Klya Credit charge?
Does Klya Credit charge an origination fee?
Klya Credit does not charge a personal loan origination fee.
A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does Klya Credit charge a late fee?
Yes, Klya Credit may charge borrowers a late payment fee if you miss one of the monthly payments.
Does Klya Credit charge prepayment fees?
No, Klya Credit does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | 0% |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Klya Credit Personal Loans?
Applicants with a credit score of at least 500 and up to 600 FICO may be eligible for Klya Credit Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.To qualify for personal loans with Klya Credit Personal Loans, applicants need a minimum annual income of $12,000 or higher. Klya Credit Personal Loans only considers borrowers who are employed and meet the minimum income requirement.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Klya Credit Personal Loans product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by Klya Credit Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Recent pay stubs
- Proof of income
- Driver's license
- Government issued photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Application Types Accepted |
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| Credit Score | 500 - 600 FICO |
Does Klya Credit Personal Loans report your account activity to credit bureaus?
Yes, Klya Credit Personal Loans reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Message From Klya Credit Personal Loans
Contact
- Headquarters
-
201 E Kennedy Blvd
Suite 1485
Tampa, FL 33602 - Visit Site
- Email Support
About Klya Credit Personal Loans
Availability
- Alabama
- Delaware
- Georgia
- Idaho
- Missouri
- Mississippi
- New Mexico
- Oklahoma
- South Carolina
- Texas
- Utah
- Wisconsin
Feature Breakdown
| No Origination Fee | |
| No Prepayment Fee | |
| Origination Fee (%) | 0% |
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