Last Updated: 04/18/2025
Klya Credit Personal Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Amount Range
Loan Term (Months)
Klya Credit Personal Loans Review
Key Takeaways
- APRs starting at 59.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Klya Credit Personal Loans are on the higher end of the spectrum.
- No origination fee. Klya Credit Personal Loans does not charge a loan origination fee.
- Short loan terms. Klya Credit Personal Loans have loan terms as short as 6 months.
Klya Credit Pros & Cons
| Pros | Cons |
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Klya Credit FAQ
What interest rates and personal loan terms does Klya Credit offer?
What interest rates does Klya Credit offer?
How much can you borrow via Klya Credit?
What is the maximum loan term you can get with Klya Credit?
| Personal Loan Amount | $500 - $3100 |
| Loan Term | 6 - 12 months |
| APR | 59.99% - 120% |
What fees does Klya Credit charge?
Does Klya Credit charge an origination fee?
Does Klya Credit charge a late fee?
Does Klya Credit charge prepayment fees?
| Origination Fee | 0% |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Klya Credit Personal Loans?
Applicants with a credit score of at least 500 and up to 600 may be eligible for Klya Credit Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.- Applicants must have an active and valid personal checking account
- Recent pay stubs
- Proof of income
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Credit Score | 500 - 600 |
Does Klya Credit Personal Loans report your account activity to credit bureaus?
- Equifax
- Experian
- TransUnion
Does Credit Corner Finance LLC perform a hard credit pull?
Are Klya Credit Personal Loans legit?
Klya Credit Personal Loans Disclosure: Loan terms presented above are not guaranteed and are subject to verification of identity and credit underwriting. Not all applicants will be approved. If approved, your actual rate, loan amount, and other loan terms may vary based on credit determination, income, and other factors. For example, a $1000 loan with an APR of 120% and a 12-month term would have monthly payments of $146.76. Loan availability, amount, and terms depend on your state of residence. Loan amounts generally range from $500 - $2,000. Available loan amounts differ in the following states: $2,050 - $2,500 in Alabama, $1,100 - $2,000 in Idaho, $550 - $2000 in Mississippi, $500 - $1500 in Oklahoma, $650 - $2000 in South Carolina, $500 - $1450 in Texas. Customers who have an outstanding loan from Klya Credit are not eligible for this offer. Upon contract signature, loan proceeds are deposited via Debit Card within 15 minutes, seven days a week.
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