KwikCash Personal Loans
in Personal Loans from KwikCash Inc.
Would you recommend KwikCash Personal Loans to your friends?
| Community Rating | Strongly recommended |
| Loan Amount | $2,500 - $5,000 |
| APR (Fixed APR) | 79% - 199% |
| Loan Term | 36 - 48 months |
| Number of Reviews | 52 |
KwikCash Personal Loans Review
KwikCash Personal Loans is a personal loan offering by KwikCash Inc., a direct lender based in Irvine, CA. Founded in 2008, KwikCash Inc. offers access to personal loans in 1 state across the USA.
What rates and terms does KwikCash Personal Loans offer?
KwikCash Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.What personal loan APRs does KwikCash Personal Loans offer?
KwikCash Personal Loans offers a fixed APR personal loan product that ranges from 79% APR up to 199% APR.Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via KwikCash Personal Loans?
Loan amounts start at $2,500 and go up to $5,000.
What can a personal loan from KwikCash Personal Loans be used for?
Personal loans from KwikCash Personal Loans are typically used for special purchases, debt consolidation, home improvement projects, weddings, medical expenses & procedures, unexpected expenses or similar purposes.
What is the maximum loan term you can get with KwikCash Personal Loans?
KwikCash Personal Loans offers personal loans with terms ranging from 36 to 48 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
| Loan Amount | $2500 - $5000 |
| Loan Term | 36 - 48 months |
| APR | 79% - 199% |
What fees does KwikCash Personal Loans charge?
Does KwikCash Personal Loans charge an origination fee?
KwikCash Personal Loans charges a loan origination fee of up to 5%. KwikCash Personal Loans deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.
Does KwikCash Personal Loans charge a late fee?
No, KwikCash Personal Loans will not charge you a late fee.
Does KwikCash Personal Loans charge prepayment fees?
No, KwikCash Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
| Origination Fee | 1% - 5% |
| Prepayment Fee? | No |
| Late Payment Fee | N/A |
What do you need to qualify for a loan with KwikCash Personal Loans?
Applicants with a credit score of at least 500 can apply for a loan via KwikCash Personal Loans . The minimum age to apply for a loan is 23 or the state minimum, whichever is higher.
To qualify for a KwikCash Personal Loans loan, applicants need a minimum annual income of $30,000 or higher. KwikCash Personal Loans only considers borrowers who are employed and meet the minimum income requirement.
Active duty servicemembers and their covered dependents cannot apply for a loan via KwikCash Personal Loans. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.Only U.S. citizens and permanent residents can apply for a loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Applicants must have an active and valid checking account
- Recent pay stubs
- Proof of income
| Minimum Age | 23 |
| Bank Account Required? | Yes |
| Joint Applications Accepted? | Yes |
| Credit Score | 500 - 660 |
What is the estimated funding time for a personal loan via KwikCash Personal Loans?
KwikCash Personal Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 2 business days of approval.
Contact
- Headquarters
-
9150 Irvine Center Drive
Irvine, CA 92618 - Visit Site
Message from KwikCash Inc.
About KwikCash Personal Loans
Availability
Feature Breakdown
| No Prepayment Fee | |
| No Late Fees | |
| Origination Fee | 1% - 5% |
KwikCash Personal Loans Community Reviews
Would you recommend KwikCash Personal Loans to your friends?
