Last Updated: 04/18/2025
SuperMoney User Recommendation Score +60
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KwikCash Personal Loans Review
Key Takeaways
- APRs starting at 87%. Interest rates vary by state. Personal loan interest rates typically range between 9% and 36%. The starting rates for KwikCash Personal Loans are on the higher end of the spectrum.
- Fast access to funds. If approved, you can sometimes get your money within 1 business day*.
- No origination fee. KwikCash Personal Loans does not charge a loan origination fee.
- No late fees. KwikCash Personal Loans will not charge additional fees if you miss the due date on a payment.
- Short loan terms. KwikCash Personal Loans have loan terms as short as 6 months.
KwikCash Pros & Cons
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KwikCash FAQ
What interest rates and personal loan terms does KwikCash offer?
What interest rates does KwikCash offer?
How much can you borrow via KwikCash?
What is the maximum loan term you can get with KwikCash?
| Personal Loan Amount | $500 - $10000 |
| Loan Term | 6 - 60 months |
| APR | 87% - 399% |
What fees does KwikCash charge?
Does KwikCash charge an origination fee?
Does KwikCash charge a late fee?
Does KwikCash charge prepayment fees?
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | $10 |
What do you need to qualify for KwikCash Personal Loans?
Applicants with a credit score of at least 500 and up to 660 may be eligible for KwikCash Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.- Applicants must have an active and valid personal checking account
- Recent pay stubs
- Proof of income
- Driver's license or other government photo ID
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Credit Score | 500 - 660 |
What is the estimated funding time for a personal loan via KwikCash?
Does KwikCash Inc. perform a hard credit pull?
Are KwikCash Personal Loans legit?
KwikCash Personal Loans Disclosure: You must be at least 18 years of age to be eligible for this offer. Information contained in your credit report was used for this offer. You received this offer because you met certain criteria for creditworthiness. You must continue to meet the criteria used to select you for this offer and our creditworthiness criteria, including our ability to verify the amount of your income and debts. The total monthly payments that you will make as of the date your loan is made (including the loan for which you will have from KwikCash), cannot exceed 25% of your regular net monthly income. This offer is non-transferable. You will not need to provide personal or real property as security for the loan. You are not eligible for this offer if you have a current loan balance outstanding with KwikCash unless you agree to combine the offered loan with your current loan balance outstanding.
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