Laurel Road Personal Loans
in Personal Loans from Laurel Road
Would you recommend Laurel Road Personal Loans to your friends?
| Community Rating | Strongly not recommended |
| Loan Amount | $5,000 - $45,000 |
| APR | 5.5% - 11.74% |
| Loan Term | N/A months |
Laurel Road Personal Loans Review
Laurel Road Personal Loans is a personal loan offering by Laurel Road, a bank based in Bridgeport, CT. Founded in 2006, Laurel Road offers access to personal loans in 50 states (and Washington, DC).
What rates and terms does Laurel Road Personal Loans offer?
What personal loan APRs does Laurel Road Personal Loans offer?
Laurel Road Personal Loans offers a personal loan product that ranges from 5.5% APR up to 11.74% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via Laurel Road Personal Loans?
Loan amounts start at $5,000 and go up to $45,000.
| Loan Amount | $5000 - $45000 |
| Loan Term | N/A |
| APR | 5.5% - 11.74% |
What fees does Laurel Road Personal Loans charge?
Does Laurel Road Personal Loans charge an origination fee?
Laurel Road Personal Loans does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does Laurel Road Personal Loans charge a late fee?
Yes, Laurel Road Personal Loans may charge borrowers a late payment fee of up to $28, which is triggered if you're 15 days late.
Does Laurel Road Personal Loans charge prepayment fees?
No, Laurel Road Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
| Origination Fee | N/A |
| Prepayment Fee? | No |
| Late Payment Fee | $28 |
What do you need to qualify for a loan with Laurel Road Personal Loans?
Laurel Road Personal Loans doesn’t disclose its credit score minimum.
Laurel Road Personal Loans only considers borrowers who are employed.
Active duty servicemembers and their covered dependents are eligible to apply for a loan via Laurel Road Personal Loans. Their rates fall within the limits of The Military Lending Act.Only U.S. citizens and permanent residents can apply for a loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Applicants must have an active and valid checking account
- Recent pay stubs
| Minimum Age | N/A |
| Bank Account Required? | Yes |
| Joint Applications Accepted? | Yes |
| Credit Score | N/A |
What is the estimated funding time for a personal loan via Laurel Road Personal Loans?
Laurel Road Personal Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 3 business days of approval.
Does Laurel Road Personal Loans report loan payments to credit bureaus?
Laurel Road Personal Loans may report credit data to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Contact
- Headquarters
-
855 Main St
Bridgeport, CT 06604 USA - Visit Site
Message from Laurel Road
Other Services by Laurel Road
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Origination Fee | |
| No Prepayment Fee | |
| Late Fee After (number of days) | 15 |
| Late Fee Amount | $28 |
Laurel Road Personal Loans Community Reviews
Would you recommend Laurel Road Personal Loans to your friends?
