Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
6.99% - 35.99%(Verified 12/20/2024)
Amount Range
$1,000 - $50,000
Loan Term (Months)
Up to 60
Lendvia Personal Loans Review
Lendvia Personal Loans is offered by Lendvia LLC, a nonbank financial services provider founded in 2022 and based in Irvine, CA. Lendvia Personal Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 6.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Lendvia Personal Loans are on the lower end of the spectrum.
- Large loan amounts. You can apply for loan amounts of up to $50,000 with Lendvia Personal Loans .
Lendvia Personal Loans Pros & Cons
| Pros | Cons |
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Lendvia Personal Loans FAQ
What interest rates and personal loan terms does Lendvia Personal Loans offer?
Lendvia Personal Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Lendvia Personal Loans offer?
Lendvia Personal Loans offers a fixed APR personal loan product that ranges from 6.99% APR up to 35.99% APR.
How much can you borrow via Lendvia Personal Loans?
Personal loan amounts start at $1,000 and go up to $50,000
What is the maximum loan term you can get with Lendvia Personal Loans?
Lendvia Personal Loans offers loans with terms of up to 60 months.
| Personal Loan Amount | $1000 - $50000 |
| Loan Term | up to 60 months |
| APR | 6.99% - 35.99% |
What fees does Lendvia Personal Loans charge?
Does Lendvia Personal Loans charge an origination fee?
Lendvia Personal Loans may charge a personal loan origination fee .
Does Lendvia Personal Loans charge a late fee?
Lendvia Personal Loans does not disclose whether it charges late payment fees.
Does Lendvia Personal Loans charge prepayment fees?
No, Lendvia Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Lendvia Personal Loans?
Lendvia Personal Loans does not require or does not disclose a credit score minimum. Lendvia Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Lendvia Personal Loans.
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Lendvia Personal Loans report your account activity to credit bureaus?
Yes, Lendvia Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Lendvia LLC perform a hard credit pull?
Yes, Lendvia Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Lendvia Personal Loans legit?
Lendvia was founded in 2022. It is an established company that has been in business for 4 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
7:00AM - 6:00PM
Tuesday
7:00AM - 6:00PM
Wednesday
7:00AM - 6:00PM
Thursday
7:00AM - 6:00PM
Friday
7:00AM - 6:00PM
Saturday
9:00AM - 2:00PM