What personal loan APRs does LoanNow Personal Loans offer?

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via LoanNow Personal Loans?

Loan amounts start at $1,000 and go up to $5,000.

What can a personal loan from LoanNow Personal Loans be used for?

Personal loans from LoanNow Personal Loans are typically used for special purchases, debt consolidation, home improvement projects, weddings, medical expenses & procedures, unexpected expenses or similar purposes.

What is the maximum loan term you can get with LoanNow Personal Loans?

LoanNow Personal Loans offers personal loans with terms ranging from 9 to 48 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Does LoanNow Personal Loans charge an origination fee?

LoanNow Personal Loans does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does LoanNow Personal Loans charge a late fee?

Yes, LoanNow Personal Loans may charge borrowers a late payment fee, which is triggered if you're 15 days late.

Does LoanNow Personal Loans charge prepayment fees?

Yes, LoanNow Personal Loans charges additional fees to borrowers who pay off their loans soon than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.