
Members First Credit Union Personal Loan
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Community Rating |
Rating not yet determined |
APR (Fixed APR) | Starting at 8.75% |
Loan Amount | N/A |
Loan Term (Months) | Up to 60 months |
Members First Credit Union Personal Loan Review
Members First Credit Union Personal Loan is offered by Members First Credit Union of Utah, a credit union founded in 1958 and based in , . Members First Credit Union Personal Loan are available in 50 states (and Washington, DC).
Key Takeaways
- APRs starting at 8.75%. These are typical starting rates for personal loans.
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Members First Credit Union Personal Loan early.
- Cosigner applications accepted. Applying for Members First Credit Union Personal Loan with a cosigner can improve your chances of approval and help you qualify for lower interest rates.
Members First loans Pros & Cons
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Members First loans FAQ
What interest rates and personal loan terms does Members First loans offer?
What interest rates does Members First loans offer?
Members First loans offers a fixed APR personal loan product that starts at 8.75% APR.
What is the maximum loan term you can get with Members First loans?
Members First loans offers loans with terms of up to 60 months.
Personal Loan Amount | N/A |
Loan Term | up to 60 months |
APR | Starting at 8.75% |
What fees does Members First loans charge?
Does Members First loans charge an origination fee?
Members First loans may charge a personal loan origination fee.
Does Members First loans charge a late fee?
No, Members First loans will not charge you a late fee if you miss one of the monthly payments.
Does Members First loans charge prepayment fees?
No, Members First loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
Origination Fee | No |
Prepayment Fee | N/A |
Late Payment Fee | No |
What do you need to qualify for Members First Credit Union Personal Loan?
Applicants with a credit score of at least 550 and up to 850 FICO may be eligible for Members First Credit Union Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.Members First Credit Union Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. Members First Credit Union Personal Loan only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Members First Credit Union Personal Loan. Their rates fall within the limits of The Military Lending Act.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Members First Credit Union Personal Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Government issued photo ID
- Proof of identity
Minimum Age | 18 |
Bank Account Required? | No |
Application Types Accepted |
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Credit Score | 550 - 850 FICO |
Does Members First Credit Union Personal Loan report your account activity to credit bureaus?
Yes, Members First Credit Union Personal Loan reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Is Members First Credit Union of Utah a legit company?
Members First Credit Union of Utah was founded in 1958, it is a well-established company that has been in business for 65 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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About Members First Credit Union Personal Loan
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Employment Statuses Considered |
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Immigration Status Considered |
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Joint Loan Applications Accepted |
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Military Status |
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Minimum Age | 18 |
Supported Income Types |
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Verification Documents Required |
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Credit Score Range | 550 - 850 |
Members First Credit Union Personal Loan Community Reviews
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