Last Updated: 04/18/2025
Members First Credit Union Personal Loan
Unaffiliated
Last Updated: 04/18/2025
SuperMoney User Recommendation Score +60
Strongly recommended5 total votes
Cast Your Vote
Get Competing Personal Loan Offers
Compare personal loan offers from multiple vetted lenders.
Discover your lowest eligible rate in minutes.
See how much you qualify for and what your monthly payment will be.
Get Personalized Rates
It's quick, easy, and won't hurt your credit score.
Highlights
Community Rating
Strongly recommended
APR (Fixed APR)
Starting at 8.75%(Verified 06/21/2024)
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
Up to 60
Number of Reviews
Members First Credit Union Personal Loan Review
Members First Credit Union Personal Loan is offered by Members First Credit Union of Utah, a credit union founded in 1958 and based in , . Members First loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 8.75%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Members First Credit Union Personal Loan are on the lower end of the spectrum.
Members First loans Pros & Cons
| Pros | Cons |
|
|
Members First loans FAQ
What interest rates and personal loan terms does Members First loans offer?
What interest rates does Members First loans offer?
Members First loans offers a fixed APR personal loan product that starts at 8.75% APR.
What is the maximum loan term you can get with Members First loans?
Members First loans offers loans with terms of up to 60 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 60 months |
| APR | Starting at 8.75% |
What fees does Members First loans charge?
Does Members First loans charge an origination fee?
Members First loans may charge a personal loan origination fee .
Does Members First loans charge a late fee?
Members First loans does not disclose whether it charges late payment fees.
Does Members First loans charge prepayment fees?
No, Members First loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Members First Credit Union Personal Loan?
Applicants with a credit score of at least 550 and up to 850 may be eligible for Members First Credit Union Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Members First Credit Union Personal Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Members First Credit Union Personal Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | 550 - 850 |
Does Members First Credit Union Personal Loan report your account activity to credit bureaus?
Yes, Members First Credit Union Personal Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Members First Credit Union of Utah perform a hard credit pull?
Yes, Members First loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Members First Credit Union Personal Loan legit?
Members First Credit Union of Utah was founded in 1958, it is a well-established company that has been in business for 68 years. Based on their "strongly recommended" SuperMoney community rating, they appear to be a very reputable company.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.