Last Updated: 04/18/2025
Members First Credit Union Unsecured Personal Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 6.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
Up to 60
Members First Credit Union Unsecured Personal Loan Review
Members First Credit Union Unsecured Personal Loan is offered by Members First Credit Union, a credit union founded in 1936 and based in Midland, MI. Members First Credit Union Unsecured Personal Loan are available in 1 state.
Key Takeaways
- APRs starting at 6.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Members First Credit Union Unsecured Personal Loan are on the lower end of the spectrum.
Members First Credit Union Unsecured Personal Loan Pros & Cons
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Members First Credit Union Unsecured Personal Loan FAQ
What interest rates and personal loan terms does Members First Credit Union Unsecured Personal Loan offer?
Members First Credit Union Unsecured Personal Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Members First Credit Union Unsecured Personal Loan offer?
Members First Credit Union Unsecured Personal Loan offers a fixed APR personal loan product that starts at 6.99% APR.
What is the maximum loan term you can get with Members First Credit Union Unsecured Personal Loan?
Members First Credit Union Unsecured Personal Loan offers loans with terms of up to 60 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 60 months |
| APR | Starting at 6.99% |
What fees does Members First Credit Union Unsecured Personal Loan charge?
Does Members First Credit Union Unsecured Personal Loan charge an origination fee?
Members First Credit Union Unsecured Personal Loan may charge a personal loan origination fee .
Does Members First Credit Union Unsecured Personal Loan charge a late fee?
Members First Credit Union Unsecured Personal Loan does not disclose whether it charges late payment fees.
Does Members First Credit Union Unsecured Personal Loan charge prepayment fees?
No, Members First Credit Union Unsecured Personal Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Members First Credit Union Unsecured Personal Loan?
Applicants with a credit score of at least 600 and up to 850 may be eligible for Members First Credit Union Unsecured Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Members First Credit Union Unsecured Personal Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Members First Credit Union Unsecured Personal Loan.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | 600 - 850 |
Does Members First Credit Union Unsecured Personal Loan report your account activity to credit bureaus?
Yes, Members First Credit Union Unsecured Personal Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Members First Credit Union perform a hard credit pull?
Yes, Members First Credit Union Unsecured Personal Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Members First Credit Union Unsecured Personal Loan legit?
Members First Credit Union was founded in 1936, it is a well-established company that has been in business for 90 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed