
Members First Credit Union Unsecured Personal Loan
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APR (Fixed APR) | Starting at 6.99% |
Loan Amount | N/A |
Loan Term (Months) | Up to 60 months |
Members First Credit Union Unsecured Personal Loan Review
Members First Credit Union Unsecured Personal Loan is offered by Members First Credit Union, a credit union founded in 1936 and based in Midland, MI. Members First Credit Union Unsecured Personal Loan are available in 1 state across the USA.
Key Takeaways
- APRs starting at 6.99%. Personal loan interest rates typically range between 5% and 36%. The starting rates for Members First Credit Union Unsecured Personal Loan are on the lower end of the spectrum.
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Members First Credit Union Unsecured Personal Loan early.
Members First Credit Union Unsecured Personal Loan Pros & Cons
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Members First Credit Union Unsecured Personal Loan FAQ
What interest rates and personal loan terms does Members First Credit Union Unsecured Personal Loan offer?
Members First Credit Union Unsecured Personal Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Members First Credit Union Unsecured Personal Loan offer?
Members First Credit Union Unsecured Personal Loan offers a fixed APR personal loan product that starts at 6.99% APR.
What is the maximum loan term you can get with Members First Credit Union Unsecured Personal Loan?
Members First Credit Union Unsecured Personal Loan offers loans with terms of up to 60 months.
Personal Loan Amount | N/A |
Loan Term | up to 60 months |
APR | Starting at 6.99% |
What fees does Members First Credit Union Unsecured Personal Loan charge?
Does Members First Credit Union Unsecured Personal Loan charge an origination fee?
Members First Credit Union Unsecured Personal Loan may charge a personal loan origination fee.
Does Members First Credit Union Unsecured Personal Loan charge a late fee?
No, Members First Credit Union Unsecured Personal Loan will not charge you a late fee if you miss one of the monthly payments.
Does Members First Credit Union Unsecured Personal Loan charge prepayment fees?
No, Members First Credit Union Unsecured Personal Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
Origination Fee | No |
Prepayment Fee | N/A |
Late Payment Fee | No |
What do you need to qualify for Members First Credit Union Unsecured Personal Loan?
Applicants with a credit score of at least 600 and up to 850 may be eligible for Members First Credit Union Unsecured Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.Members First Credit Union Unsecured Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. Members First Credit Union Unsecured Personal Loan only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Members First Credit Union Unsecured Personal Loan. Their rates fall within the limits of The Military Lending Act.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Members First Credit Union Unsecured Personal Loan.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Driver's license
- Government issued photo ID
- Proof of identity
Minimum Age | 18 |
Bank Account Required? | No |
Application Types Accepted |
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Credit Score | 600 - 850 |
Does Members First Credit Union Unsecured Personal Loan report your account activity to credit bureaus?
Yes, Members First Credit Union Unsecured Personal Loan reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Is Members First Credit Union a legit company?
Members First Credit Union was founded in 1936, it is a well-established company that has been in business for 87 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Contact
- Headquarters
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P.O. Box 2165
Midland, MI 48641 USA - Visit Site
- Email Support
Other Services by Members First Credit Union
Availability
Feature Breakdown
Employment Statuses Considered |
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Immigration Status Considered |
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Joint Loan Applications Accepted |
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Military Status |
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Minimum Age | 18 |
Supported Income Types |
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Verification Documents Required |
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Credit Score Range | 600 - 850 |
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