Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
N/A
Amount Range
$200 - $3,000
Loan Term (Months)
10 - 18
Minto Money Installment Loan Review
Minto Money Installment Loan is offered by Minto Money, a direct lender founded in 2019 and based in Minto, AK. Minto Money Installment Loan are available in 40 states, and 5 US territories.
Key Takeaways
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- Fast access to funds. If approved, you can sometimes get your money within 1 business day*.
- Short loan terms. Minto Money Installment Loan have loan terms as short as 10 months.
Minto Money Installment Loan Pros & Cons
| Pros | Cons |
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Minto Money Installment Loan FAQ
What interest rates and personal loan terms does Minto Money Installment Loan offer?
Minto Money Installment Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Minto Money Installment Loan offer?
Minto Money Installment Loan offers a fixed APR personal loan product but they do not disclose their interest rates.
How much can you borrow via Minto Money Installment Loan?
Personal loan amounts start at $200.00 and go up to $3,000.00
What is the maximum loan term you can get with Minto Money Installment Loan?
Minto Money Installment Loan offers loans with terms of up to 18 months.
| Personal Loan Amount | $200.00 - $3000.00 |
| Loan Term | 10 - 18 months |
| APR | N/A |
What fees does Minto Money Installment Loan charge?
Does Minto Money Installment Loan charge an origination fee?
Minto Money Installment Loan may charge a personal loan origination fee .
Does Minto Money Installment Loan charge a late fee?
Yes, Minto Money Installment Loan may charge a late payment fee if you miss one of the regularly scheduled payments of up to $20.00.
Does Minto Money Installment Loan charge prepayment fees?
No, Minto Money Installment Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | $20.00 |
What do you need to qualify for Minto Money Installment Loan?
Minto Money Installment Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Minto Money Installment Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Minto Money Installment Loan.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Proof of income
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Credit Score | N/A |
What is the estimated funding time for a personal loan via Minto Money Installment Loan?
Minto Money Installment Loan will typically fund loans within 1 to 2 business days of approval and clearing necessary verifications.
Does Minto Money Installment Loan report your account activity to credit bureaus?
Yes, Minto Money Installment Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Minto Money perform a hard credit pull?
Yes, Minto Money Installment Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Minto Money Installment Loan legit?
Minto Money was founded in 2019. It is an established company that has been in business for 7 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
7:00AM - 7:00PM
Tuesday
7:00AM - 7:00PM
Wednesday
7:00AM - 7:00PM
Thursday
7:00AM - 7:00PM
Friday
7:00AM - 7:00PM
Saturday
8:00AM - 4:30PM