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Last Updated: 04/18/2025

Nekoosa Credit Union Unsecured Loans

in Personal Loans from Nekoosa Credit Union

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
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APR (Fixed APR)

11.99%(Verified 09/08/2024)

Amount Range

N/A


Loan Term (Months)

Up to 60

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Nekoosa Credit Union Unsecured Loans Review

Nekoosa Credit Union Unsecured Loans is offered by Nekoosa Credit Union, a credit union founded in 1935 and based in Nekoosa, WI. Nekoosa Credit Union Unsecured Loans are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • APRs starting at 11.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Nekoosa Credit Union Unsecured Loans are on the higher end of the spectrum.

Nekoosa Credit Union Unsecured Loans Pros & Cons

Nekoosa Credit Union Unsecured Loans FAQ

What interest rates and personal loan terms does Nekoosa Credit Union Unsecured Loans offer?

Nekoosa Credit Union Unsecured Loans has higher than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Nekoosa Credit Union Unsecured Loans offer?

Nekoosa Credit Union Unsecured Loans offers a fixed APR personal loan product of 11.99%.

What is the maximum loan term you can get with Nekoosa Credit Union Unsecured Loans?

Nekoosa Credit Union Unsecured Loans offers loans with terms of up to 60 months.

What fees does Nekoosa Credit Union Unsecured Loans charge?

Does Nekoosa Credit Union Unsecured Loans charge an origination fee?

Nekoosa Credit Union Unsecured Loans may charge a personal loan origination fee .

Does Nekoosa Credit Union Unsecured Loans charge a late fee?

Nekoosa Credit Union Unsecured Loans does not disclose whether it charges late payment fees.

Does Nekoosa Credit Union Unsecured Loans charge prepayment fees?

No, Nekoosa Credit Union Unsecured Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for Nekoosa Credit Union Unsecured Loans?

Nekoosa Credit Union Unsecured Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Nekoosa Credit Union Unsecured Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Nekoosa Credit Union Unsecured Loans.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Nekoosa Credit Union Unsecured Loans report your account activity to credit bureaus?

Yes, Nekoosa Credit Union Unsecured Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Nekoosa Credit Union perform a hard credit pull?

Yes, Nekoosa Credit Union Unsecured Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Nekoosa Credit Union Unsecured Loans legit?

Nekoosa Credit Union was founded in 1935, it is a well-established company that has been in business for 91 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

115 Prospect Ave
Nekoosa, WI 54457
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 4:30PM
Friday
8:30AM - 5:30PM
Saturday
8:30AM - 12:00PM

Other Services by Nekoosa Credit Union