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Last Updated: 04/18/2025

OnPath FCU Debt Consolidation Loan

in Personal Loans from OnPath Federal Credit Union

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
OnPath Federal Credit Union logo
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APR (Fixed APR)

Starting at 13.00%(Verified 06/21/2024)

Amount Range

N/A

Loan Term (Months)

Up to 84
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OnPath FCU Debt Consolidation Loan Review

OnPath FCU Debt Consolidation Loan is offered by OnPath Federal Credit Union, a credit union founded in 1961 and based in Harahan, LA. OnPath FCU Debt Consolidation Loan are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • APRs starting at 13.00%. Personal loan interest rates typically range between 9% and 36%. The starting rates for OnPath FCU Debt Consolidation Loan are on the higher end of the spectrum.
  • Super long loan terms. OnPath FCU Debt Consolidation Loan offers loan terms of up to 84 months. Most personal loans have a maximum term of 60 months.

OnPath FCU Debt Consolidation Loan Pros & Cons

OnPath FCU Debt Consolidation Loan FAQ

What interest rates and personal loan terms does OnPath FCU Debt Consolidation Loan offer?

OnPath FCU Debt Consolidation Loan has higher than average interest rates for lenders reviewed on SuperMoney.

What interest rates does OnPath FCU Debt Consolidation Loan offer?

OnPath FCU Debt Consolidation Loan offers a fixed APR personal loan product that starts at 13.00% APR.

What is the maximum loan term you can get with OnPath FCU Debt Consolidation Loan?

OnPath FCU Debt Consolidation Loan offers loans with terms of up to 84 months.

What fees does OnPath FCU Debt Consolidation Loan charge?

Does OnPath FCU Debt Consolidation Loan charge an origination fee?

OnPath FCU Debt Consolidation Loan may charge a personal loan origination fee .

Does OnPath FCU Debt Consolidation Loan charge a late fee?

OnPath FCU Debt Consolidation Loan does not disclose whether it charges late payment fees.

Does OnPath FCU Debt Consolidation Loan charge prepayment fees?

No, OnPath FCU Debt Consolidation Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for OnPath FCU Debt Consolidation Loan?

OnPath FCU Debt Consolidation Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
OnPath FCU Debt Consolidation Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by OnPath FCU Debt Consolidation Loan.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does OnPath FCU Debt Consolidation Loan report your account activity to credit bureaus?

Yes, OnPath FCU Debt Consolidation Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does OnPath Federal Credit Union perform a hard credit pull?

Yes, OnPath FCU Debt Consolidation Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are OnPath FCU Debt Consolidation Loan legit?

OnPath Federal Credit Union was founded in 1961, it is a well-established company that has been in business for 65 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

5508 Citrus Blvd
Harahan, LA 70123
(504) 733-7274
Visit Site

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

9:00AM - 1:00PM

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