Pave Personal Loans is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs.
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
7.18% - 31.16%(Verified 06/21/2024)
Disclaimer popup with additional information
Amount Range
$3,000 - $25,000
Loan Term (Months)
N/A
Pave Personal Loans Review
Pave Personal Loans is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs. |
Pave Personal Loans is offered by Pave, a marketplace lending platform founded in 2013 and based in New York, NY. Pave personal loans are available in 36 states and Washington, DC.
Key Takeaways
- APRs starting at 7.18%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Pave Personal Loans are on the lower end of the spectrum.
- Fast access to funds. If approved, Pave will send the money in as little as 24 hours.
- Prequalified rate. You can check your prequalified rate at Pave with a soft pull that will not affect your FICO or VantageScore.
- Origination fees of 1% to 6%. This is on the high end for lenders on SuperMoney's database. Don't forget that these fees are deducted from the loan amount, so take them into account when deciding how much money to borrow.
Pave personal loans Pros & Cons
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Pave personal loans FAQ
What interest rates and personal loan terms does Pave personal loans offer?
Pave personal loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Pave personal loans offer?
Pave personal loans offers a fixed APR personal loan product that ranges from 7.18% APR up to 31.16% APR.
How much can you borrow via Pave personal loans?
Personal loan amounts start at $3,000 and go up to $25,000
| Personal Loan Amount | $3000 - $25000 |
| Loan Term | N/A |
| APR | 7.18% - 31.16% |
What fees does Pave personal loans charge?
Does Pave personal loans charge an origination fee?
Pave personal loans may charge a personal loan origination fee of 1% to 6% of the personal loan amount . Pave personal loans deducts the origination fee directly from your personal loan amount, so make sure you take this fee into account when deciding how much you need to borrow.
Does Pave personal loans charge a late fee?
Yes, Pave personal loans may charge a late payment fee if you miss one of the regularly scheduled payments of up to $15.
Does Pave personal loans charge prepayment fees?
No, Pave personal loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | 1% - 6% |
| Prepayment Fee | No |
| Late Payment Fee | $15 |
What do you need to qualify for Pave Personal Loans?
Applicants with a credit score of at least 660 and up to 850 may be eligible for Pave Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Pave Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens are eligible to apply for the services offered by Pave Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Driver's license or other government photo ID
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | 660 - 850 |
What is the estimated funding time for a personal loan via Pave personal loans?
Pave personal loans will typically fund loans within 1 to 7 business days of approval and clearing necessary verifications.
Does Pave perform a hard credit pull?
As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates. Pave personal loans allows you to check your rates with a soft credit pull.
Are Pave Personal Loans legit?
Pave was founded in 2013, it is a well-established company that has been in business for 13 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Learn MoreSuperMoney Net Recommendation Score
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Pave Personal Loans Community Reviews
Would you recommend Pave Personal Loans to your friends?
U
Anonymous
Oct 29, 2016
May or may not recommend
Fully approved over 3 weeks ago, still waiting on my loan to be funded. The only explanation I'm given is there's an 'operational' issue they are trying to resolve.
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