Pave Personal Loans

Out of Business

Pave Personal Loans

in Personal Loans from Pave

Out of Business

Pave Personal Loans

in Personal Loans from Pave

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Strongly not recommended

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Community Rating Strongly not recommended
Loan Amount $3,000 - $25,000
APR  (Fixed APR) 7.18% - 31.16%
Loan Term N/A months

Pave Personal Loans Review

Pave Personal Loans is offered by Pave, a marketplace lender founded in 2013 and based in New York, NY. Pave Personal Loans is offered in 36 states (and Washington, DC).

What rates and terms does Pave Personal Loans offer?

What personal loan APRs does Pave Personal Loans offer?

Pave Personal Loans offers a fixed APR personal loan product that ranges from 7.18% APR up to 31.16% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Pave Personal Loans?

Loan amounts start at $3,000 and go up to $25,000.

Pave Personal Loans Rates & Terms
Loan Amount $3000 - $25000
Loan Term N/A
APR 7.18% - 31.16%

What fees does Pave Personal Loans charge?

Does Pave Personal Loans charge an origination fee?

Pave Personal Loans charges a loan origination fee of 1% to 6% of the loan amount. Pave Personal Loans deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.

Does Pave Personal Loans charge a late fee?

Yes, Pave Personal Loans may charge borrowers a late payment fee of up to $15, which is triggered if you're 15 days late.

Does Pave Personal Loans charge prepayment fees?

No, Pave Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

Pave Personal Loans Fees
Origination Fee 1% - 6%
Prepayment Fee? No
Late Payment Fee $15

What do you need to qualify for Pave Personal Loans?

Applicants with a credit score of at least 660 and up to 850 are eligible for Pave Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Pave Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Pave Personal Loans. Their rates fall within the limits of The Military Lending Act.

Only U.S. citizens can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of income
  • Driver's license
  • Proof of citizenship or residence permit
Pave Personal Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Joint Applications Accepted? Yes
Credit Score 660 - 850

What is the estimated funding time for a personal loan via Pave Personal Loans?

Pave Personal Loans will typically provide a credit approval decision in less than an hour and fund the loan within 7 business days.

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  • Headquarters
  •   200 Varick Street
    New York, NY 10014
  •   Visit Site

About Pave Personal Loans


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 36 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arkansas
  • California
  • Colorado
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maryland
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • Ohio
  • Oklahoma
  • Rhode Island
  • South Carolina
  • South Dakota
  • Texas
  • Utah
  • Virginia
  • Washington

Feature Breakdown

No Prepayment Fee  
Late Fee After (number of days) 15
Late Fee Amount $15
Origination Fee 1% - 6%
Minimum Age 18
Credit Score Range 660 - 850
Immigration Status Considered
  • U.S. Citizen
Military Status
  • Active Duty Military
  • Non-Military
Joint Loan Applications Accepted
  • Individual Applications
Verification Documents Required
  • Proof of Income
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $3K - $25K
APR (Fixed APR) 7.18% - 31.16%

Pave Personal Loans Community Reviews


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