Plain Green Loans
Plain Green Loans
in Personal Loans from Plain Green

Plain Green Loans

in Personal Loans from Plain Green
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Loan Amount $500 - $1,000
Loan Term (Months) 10 - 26 months

Plain Green Loans Review

Plain Green Loans is offered by Plain Green, a direct lender founded in 2011 and based in Box Elder, MT. Plain Green Loans are available in 4 states across the USA.

Key Takeaways

  • Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging.
  • Fast access to funds. If approved, you can sometimes get your money within 1 business day*.
  • Small-dollar loans. Plain Green Loans has a maximum loan amount of just $1,000.
  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Plain Green Loans early.
  • Short loan terms. Plain Green Loans have loan terms as short as 10 months.

Plain Green Loans Pros & Cons

Pros Cons
  • Funding available within 1 business day.
  • Charges an origination fee.
  • Small loan amounts (maximum of $1,000).
  • Does not offer pre-approval with soft credit pull.
  • Charges prepayment fees.
  • Charges a late fee

Plain Green Loans FAQ

What interest rates and personal loan terms does Plain Green Loans offer?

Plain Green Loans has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Plain Green Loans offer?

Plain Green Loans offers a variable APR personal loan product but they do not disclose their interest rates.

How much can you borrow via Plain Green Loans?

Personal loan amounts start at $500and go up to $1,000

What is the maximum loan term you can get with Plain Green Loans?

Plain Green Loans offers loans with terms of up to 26 months.

Plain Green Loans Interest Rates & Loan Terms
Personal Loan Amount $500 - $1000
Loan Term 10 - 26 months

What fees does Plain Green Loans charge?

Does Plain Green Loans charge an origination fee?

Plain Green Loans may charge a personal loan origination fee.

Does Plain Green Loans charge a late fee?

No, Plain Green Loans will not charge you a late fee if you miss one of the monthly payments.

Does Plain Green Loans charge prepayment fees?

No, Plain Green Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Plain Green Loans Fees
Origination Fee No
Prepayment Fee N/A
Late Payment Fee No

What do you need to qualify for Plain Green Loans?

Plain Green Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Plain Green Loans does not have or does not disclose a minimum annual income eligibility requirement. Plain Green Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Plain Green Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are eligible to apply for the services offered by Plain Green Loans.

To qualify, applicants may need to provide the following documentation:

  • Applicants must have an active and valid personal checking or savings account
  • Proof of income
  • Driver's license
Plain Green Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? Yes
Application Types Accepted
  • Individual Applications
Credit Score N/A

What is the estimated funding time for a personal loan via Plain Green Loans?

Plain Green Loans will typically approve (or deny) a loan application within 24 hours and fund loans within business day of approval.

Does Plain Green Loans report your account activity to credit bureaus?

Yes, Plain Green Loans reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Are Plain Green Loans legit?

Plain Green was founded in 2011, it is a well-established company that has been in business for 12 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 10:00pm
  • Tuesday 8:00am - 10:00pm
  • Wednesday 8:00am - 10:00pm
  • Thursday 8:00am - 10:00pm
  • Friday 8:00am - 10:00pm
  • Saturday 9:00am - 5:00pm

About Plain Green Loans


  Available in 4 states
  • Alabama
  • Montana
  • Nevada
  • Virginia

Feature Breakdown

Accepts Savings Accounts
Checking Account Required
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
Joint Loan Applications Accepted
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Income
  • Income Statement
Approval Speed 24 hours
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Funding Time Range Starting at 1 day
Payment Options
  • Automatic Payments
  • Check by mail
APR Type Variable APR
Loan Amount $500 - $1,000
Loan Term 10 - 26 months

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