Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
N/A
Amount Range
$500 - $1,000
Loan Term (Months)
10 - 26
Plain Green Loans Review
Plain Green Loans is offered by Plain Green, a direct lender founded in 2011 and based in Box Elder, MT. Plain Green Loans are available in 4 states.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging.
- Fast access to funds. If approved, you can sometimes get your money within 1 business day*.
- Small-dollar loans. Plain Green Loans has a maximum loan amount of just $1,000 .
- Short loan terms. Plain Green Loans have loan terms as short as 10 months.
Plain Green Loans Pros & Cons
| Pros | Cons |
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Plain Green Loans FAQ
What interest rates and personal loan terms does Plain Green Loans offer?
Plain Green Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Plain Green Loans offer?
Plain Green Loans offers a variable APR personal loan product but they do not disclose their interest rates.
How much can you borrow via Plain Green Loans?
Personal loan amounts start at $500 and go up to $1,000
What is the maximum loan term you can get with Plain Green Loans?
Plain Green Loans offers loans with terms of up to 26 months.
| Personal Loan Amount | $500 - $1000 |
| Loan Term | 10 - 26 months |
| APR | N/A |
What fees does Plain Green Loans charge?
Does Plain Green Loans charge an origination fee?
Plain Green Loans may charge a personal loan origination fee .
Does Plain Green Loans charge a late fee?
Plain Green Loans does not disclose whether it charges late payment fees.
Does Plain Green Loans charge prepayment fees?
No, Plain Green Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Plain Green Loans?
Plain Green Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Plain Green Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens are eligible to apply for the services offered by Plain Green Loans.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking or savings account
- Proof of income
- Driver's license or other government photo ID
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Credit Score | N/A |
What is the estimated funding time for a personal loan via Plain Green Loans?
Plain Green Loans will typically fund loans starting at 1 business day of approval and clearing necessary verifications.
Does Plain Green Loans report your account activity to credit bureaus?
Yes, Plain Green Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Plain Green perform a hard credit pull?
Yes, Plain Green Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Plain Green Loans legit?
Plain Green was founded in 2011, it is a well-established company that has been in business for 15 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
8:00AM - 10:00PM
Tuesday
8:00AM - 10:00PM
Wednesday
8:00AM - 10:00PM
Thursday
8:00AM - 10:00PM
Friday
8:00AM - 10:00PM
Saturday
9:00AM - 5:00PM