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  Promise Financial Personal Loans

Out of Business

Promise Financial Personal Loans

in Personal Loans from Promise Financial

Out of Business

Promise Financial Personal Loans

in Personal Loans from Promise Financial

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Highlights
Highlights
Community Rating Strongly recommended
Loan Amount $3,000 - $35,000
APR 6.99% - 29.99%
Loan Term N/A months

Promise Financial Personal Loans Review

Promise Financial Personal Loans is a personal loan offering by Promise Financial, a lending platform based in Hoboken, NJ. Founded in 2014, Promise Financial offers access to personal loans in 42 states (and Washington, DC).

What rates and terms does Promise Financial Personal Loans offer?

What personal loan APRs does Promise Financial Personal Loans offer?

Promise Financial Personal Loans offers a personal loan product that ranges from 6.99% APR up to 29.99% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Promise Financial Personal Loans?

Loan amounts start at $3,000 and go up to $35,000.

Promise Financial Personal Loans Rates & Terms
Loan Amount $3000 - $35000
Loan Term N/A
APR 6.99% - 29.99%

What fees does Promise Financial Personal Loans charge?

Does Promise Financial Personal Loans charge an origination fee?

Promise Financial Personal Loans charges a loan origination fee of 1% to 6% of the loan amount. Promise Financial Personal Loans deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.

Does Promise Financial Personal Loans charge a late fee?

Yes, Promise Financial Personal Loans may charge borrowers a late payment fee of up to $15, which is triggered if you're 15 days late.

Does Promise Financial Personal Loans charge prepayment fees?

No, Promise Financial Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

Promise Financial Personal Loans Fees
Origination Fee 1% - 6%
Prepayment Fee? No
Late Payment Fee $15

What do you need to qualify for a loan with Promise Financial Personal Loans?

Applicants with a credit score of at least 620 can apply for a loan via Promise Financial Personal Loans . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

Active duty servicemembers and their covered dependents are eligible to apply for a loan via Promise Financial Personal Loans. Their rates fall within the limits of The Military Lending Act.

To qualify, applicants may need to provide the following documentation:


  • Proof of citizenship or residence permit
Promise Financial Personal Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Joint Applications Accepted? Yes
Credit Score 620 - 850

What is the estimated funding time for a personal loan via Promise Financial Personal Loans?

Promise Financial Personal Loans will typically approve (or deny) a loan application within 36 hours and fund personal loans within 7 business days of approval.

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Contact

  • Headquarters
  •   22 Hudson Place
    Hoboken, NJ 07030 USA
  •   Visit Site

About Promise Financial Personal Loans

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 42 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Kentucky
  • Louisiana
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • Ohio
  • Oklahoma
  • Pennsylvania
  • Rhode Island
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee  
Late Fee After (number of days) 15
Late Fee Amount $15
Origination Fee 1% - 6%
Minimum Age 18
Credit Score Range 620 - 850
Immigration Status Considered
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Joint Loan Applications Accepted
  • Individual Applications
Verification Documents Required
  • Proof of citizenship/residence (Green Card)
Loan Amount $3K - $35K
APR 6.99% - 29.99%

Promise Financial Personal Loans Community Reviews

 
 

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