Last Updated: 04/18/2025
Signature FCU Personal Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 7.50%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
Up to 84
Signature FCU Personal Loans Review
Signature FCU Personal Loans is offered by Signature Federal Credit Union, a credit union founded in 1970 and based in Alexandria, VA. Signature FCU Personal Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 7.50%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Signature FCU Personal Loans are on the lower end of the spectrum.
- Super long loan terms. Signature FCU Personal Loans offers loan terms of up to 84 months. Most personal loans have a maximum term of 60 months.
Signature FCU Personal Loans Pros & Cons
| Pros | Cons |
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Signature FCU Personal Loans FAQ
What interest rates and personal loan terms does Signature FCU Personal Loans offer?
Signature FCU Personal Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Signature FCU Personal Loans offer?
Signature FCU Personal Loans offers a fixed APR personal loan product that starts at 7.50% APR.
What is the maximum loan term you can get with Signature FCU Personal Loans?
Signature FCU Personal Loans offers loans with terms of up to 84 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 84 months |
| APR | Starting at 7.50% |
What fees does Signature FCU Personal Loans charge?
Does Signature FCU Personal Loans charge an origination fee?
Signature FCU Personal Loans may charge a personal loan origination fee .
Does Signature FCU Personal Loans charge a late fee?
Yes, Signature FCU Personal Loans may charge a late payment fee if you miss one of the regularly scheduled payments of up to $30.00.
Does Signature FCU Personal Loans charge prepayment fees?
No, Signature FCU Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | $30.00 |
What do you need to qualify for Signature FCU Personal Loans?
Signature FCU Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Signature FCU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Signature FCU Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Signature FCU Personal Loans report your account activity to credit bureaus?
Yes, Signature FCU Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Signature Federal Credit Union perform a hard credit pull?
Yes, Signature FCU Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Signature FCU Personal Loans legit?
Signature Federal Credit Union was founded in 1970, it is a well-established company that has been in business for 56 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed