Last Updated: 04/18/2025
Skyward Credit Union Share Savings Secured Loans
Unaffiliated
in Personal Loans from Skyward Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
2.35%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
N/A
Skyward Credit Union Share Savings Secured Loans Review
Skyward Credit Union Share Savings Secured Loans is offered by Skyward Credit Union, a credit union founded in 1941 and based in Wichita, KS. Skyward Credit Union Share Savings Secured Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 2.35%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Skyward Credit Union Share Savings Secured Loans are on the lower end of the spectrum.
Skyward Credit Union Share Savings Secured Loans Pros & Cons
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Skyward Credit Union Share Savings Secured Loans FAQ
What interest rates and personal loan terms does Skyward Credit Union Share Savings Secured Loans offer?
Skyward Credit Union Share Savings Secured Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Skyward Credit Union Share Savings Secured Loans offer?
Skyward Credit Union Share Savings Secured Loans offers a fixed APR personal loan product of 2.35%.
| Personal Loan Amount | N/A |
| Loan Term | N/A |
| APR | 2.35% |
What fees does Skyward Credit Union Share Savings Secured Loans charge?
Does Skyward Credit Union Share Savings Secured Loans charge an origination fee?
Skyward Credit Union Share Savings Secured Loans may charge a personal loan origination fee .
Does Skyward Credit Union Share Savings Secured Loans charge a late fee?
Skyward Credit Union Share Savings Secured Loans does not disclose whether it charges late payment fees.
Does Skyward Credit Union Share Savings Secured Loans charge prepayment fees?
No, Skyward Credit Union Share Savings Secured Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Skyward Credit Union Share Savings Secured Loans?
Skyward Credit Union Share Savings Secured Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Skyward Credit Union Share Savings Secured Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Skyward Credit Union Share Savings Secured Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Skyward Credit Union Share Savings Secured Loans report your account activity to credit bureaus?
Yes, Skyward Credit Union Share Savings Secured Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Skyward Credit Union perform a hard credit pull?
Yes, Skyward Credit Union Share Savings Secured Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Skyward Credit Union Share Savings Secured Loans legit?
Skyward Credit Union was founded in 1941, it is a well-established company that has been in business for 85 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed