Springleaf Financial Personal Loans is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs.

Is Springleaf Financial Personal Loans the right fit for you?

Last Updated: 04/18/2025

Not Currently Available

Springleaf Financial Personal Loans

from Springleaf Financial Services

Last Updated: 04/18/2025

Visit Site

Strongly not recommended62 total votes

6 users recommend

6 users are unsure

50 users don't recommend

Community Recommended Products

View All

Strongly recommended703 Reviews

Learn More

Strongly recommended326 Reviews

Learn More

Strongly recommended314 Reviews

Learn More

Get Competing Personal Loan Offers

Compare personal loan offers from multiple vetted lenders.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

Get Personalized Rates

Quick, easy, and won’t hurt your credit.

Highlights

Community Rating

Strongly not recommended

APR (Fixed APR)

24.43% - 36%(Verified 06/21/2024)

Disclaimer popup with additional information

Amount Range

$1,000 - $10,000

Loan Term (Months)

N/A

Number of Reviews

Springleaf Financial Personal Loans Review

In 2015, Springleaf bought OneMain Financial and took the company's name. Visit OneMain Financial's profile to get the latest rates, read an expert review, and check what other borrowers have to say about their experience.

Springleaf Financial Services is a consumer lender based in Evansville, Indiana, where it was founded in 1920. They opened their first physical branch in 1930. Now, after purchasing OneMain Financial, they have over 1,800 branches in 44 states. They have provided over $10 billion in loans to over 3.5 million customers, and are the second largest brick and mortar lending institution in the nation.

How Does Springleaf Work?

Springleaf specializes in providing secured and unsecured consumer loans for a wide range of purposes, including auto loans, vacations or debt consolidation. It targets borrowers with fair to good credit who don't qualify for the prime rates offered by traditional and peer-to-peer lenders. Borrowers can apply for a personal loan either online, over the phone or at one of Springleaf's branch locations. If approved, you can withdraw your funds directly from your local branch or wire the money to your bank account.

How Much Money Can I Borrow from Springleaf?

Springleaf's personal loans range from $1,000 to $10,000. Loan terms vary from 1-5 years.

What Are Springleaf's Rates and Fees?

Rates range from 24.43% APR to 36% APR depending on your creditworthiness, income and assets. The average rate is around 25% APR.

What Does Springleaf's Application Process Like?

Springleaf's application process is fast and painless. There are no application fees, no prepayment penalty, and you can either apply in person at one of its branch locations, online or over the phone. The easiest route is to use Springleaf's streamlined online application. Once your application is approved, which should occur within 24 hours, you can either withdraw your money from your local branch or have the cash wired to your account.

How Are Springleaf Personal Loans Better Than Others?

Springleaf is one of few legitimate lenders servicing those with less than perfect credit. It has flexible payment options that range from paying online, over the phone, or at one of its branches. Although rates are on par with most credit cards, it provides a viable option for borrowers with fair to good credit looking for a 1-5 year loan.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Created by

Fact Checked by

SuperMoney

Andrew Latham

Contact

Headquarters

601 NW Second St.

Evansville, IN 47708

(800) 742-5465

Visit Site

Email Support

Other Services by Springleaf Financial Services

Community Recommended Products

View All

Strongly recommended703 Reviews

Learn More

Strongly recommended326 Reviews

Learn More

Strongly recommended314 Reviews

Learn More

SuperMoney Net Recommendation Score

SuperMoney users don't recommend this product, giving it a user recommendation score of -71, or 1.6 on a 5-point rating scale.

-71

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Springleaf Financial Personal Loans Community Reviews

Would you recommend Springleaf Financial Personal Loans to your friends?

Anonymous

Aug 5, 2019

May or may not recommend

its a trick if you pay more it still doesn't lower your end balance don't don't do it

Daina G.

Feb 11, 2019

May or may not recommend

Yes, if you don't mind having to pay a higher interest rate.

Carrie S.

Dec 11, 2018

May or may not recommend

About 4 yrs ago my bf put his old work vehicle up for a secured loan of $1400 to pay for a vet bill for me when I had an old blind diabetic dog needling emergency care. When I paid him back, he used the $$ for the purchase towards another vehicle because his work car was having some mechanical issues. Still ran, just not as good.. He explained to ...Show More

Robert G.

May 8, 2018

May or may not recommend

you voluntary surrender your car they take forever and make you look bad

Anonymous

Feb 9, 2018

May or may not recommend

Don't go here. They sued me after 3 missed payments, which I tried to work out with them. The lawyer worked up s nice plan in which my balance actually increased with each payment. I've paid them thousands and well beyond my loan amount, yet I still owe. Their business model should be considered as a legal robbery. They take advantage of your less than perfect credit score then charge ...Show More

John B.

Dec 13, 2017

May or may not recommend

My name is john I was looking for a loan end springleaf say they can help I pay up to 6600rand that I borrow from people and it was 29novemer 2017 for the loan but up to now I did not get my loan people want they money back spring leaf can live up to wat they promise to me ,now I sit with a problem in December my ...Show More

Anonymous

Nov 13, 2017

May or may not recommend

this company is very fest and very good and am happy for seeing this company

Anonymous

May 26, 2017

May or may not recommend

This company is so incredibly awful. They will take you for everything you have if you give them a chance. My son got sick and my money was going into paying his doctor bills, so of course i could not pay them at that time. I talked to them to see if they would work with me and they never called me back. The next call i recieved, was from ...Show More

Anonymous

Apr 11, 2017

May or may not recommend

best rates offered All credit types accepted <A href="http://www.clixGalore.com/Lead.aspx?BID=190022&AfID=285942&AdID=16258&LP=www.lendinero.com%2fbusiness-loans-fast-simple%2f"> </A>

Vasumathi N.

Feb 2, 2017

May or may not recommend

I Have borrowed from Springleaf before and have paid it back.

Anonymous

Oct 18, 2016

May or may not recommend

STARTED OFF GOOD ,I WAS DENIED DEFERMENT, SAID DO NOT OFFER, COULD NOT LOWER PAYMENTS BECAUSE OF CREDIT REPORT , I PAY EVERY MONTH WITH THEM.

Anonymous

Jul 16, 2016

May or may not recommend

I was approved for a 4000.00 dollar loan and it was deposit into my account. But in the process of going over the contract, I noticed the amount I was financed for reads 5128.00. Interest rate 3432. Total finance 8478.00 with 41 months to pay off. Questions???????, so I cancelled the loan the same day. Please read your contract and ask questions. Who pays a 500.00 dollar membership to have ...Show More

Anonymous

Jul 5, 2016

May or may not recommend

Be careful paying off your loan early. They first tried to charge me 33 dollars for interest and then because I had direct deposit took a full payment after I had paid the loan off in full. They are sending a check in the mail they told me. Thanks to them I over drafted my account and had to pull money from savings. The system is flawed when they can ...Show More

Anonymous

Jun 30, 2016

May or may not recommend

I DO NOT KNOW HOW YOU EVEN GOT 2 STARS. I REQUESTED A $7500 LOAN, WAS TOLD I COULD HAVE $3000 AT A 35.9% INTEREST RATE. I DID'NT KNOW YOU COULD EVEN CHARGE THAT MUCH. PEOPLE STAY AWAY, SHAME ON THIS COMPANY. GREEDY, GREEDY, GREEDY

Anonymous

Jun 28, 2016

May or may not recommend

The interest is highway robbery . I could see 20 to 23 % interest as high but 36%? I thought that was illegal..

Anonymous

Jun 18, 2016

May or may not recommend

Can you imagine a spouse leaving you in debt, no home or money to start over? Can you imagine credit being so horrible that no one is willing to give you a second chance, and you have to feed your children. After several times over a course of time, I was declined. The day that I totally had exhausted overdrafting, borrowing from family and just lost as ...Show More

Anonymous

May 28, 2016

May or may not recommend

Nothing but crooks. call the state attorney general, report them. With enough people reporting them it will put a spotlight on this evil predator..

Anonymous

May 26, 2016

May or may not recommend

Avoid this company like the plague! I borrowed $5k. The interest rate on the surface is reported as 24.50%. However if I carry the loan out through its 4yr term, I will end up paying back (are you ready for this?)....... $11,265.19!!!!!! Do the math. That is a heck of a lot more than 24.50%. Teresa the Springleaf officer "conveniently" neglected to go over that little detail during the paper signing process. ...Show More

Anonymous

May 3, 2016

May or may not recommend

Don't do it. Horrible people. When making extra payments to pay your loan off early u r charged advanced interest.

Anonymous

Apr 8, 2016

May or may not recommend

I'd give it a negative star rating if i could. This is a predatory loan institution. The interest rates make no sense and my initial loan amount, as documented, was somehow increased by $250 without my knowledge. I am paying interest on the mysterious $250, an interest rate which doesn't seem to actually correspond to the existing principle. Every time I call to clarify the contract I am led ...Show More

Showing 20 of 62 reviews