Out of Business

Springleaf Financial Personal Loans

in Personal Loans from Springleaf Financial Services

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Out of Business

Springleaf Financial Personal Loans

in Personal Loans from Springleaf Financial Services

SuperMoney Net Recommendation Score -68% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

7 users recommend
8 users are unsure
54 users don't recommend
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Community Rating Strongly not recommended
Loan Amount $1,000 - $10,000
APR 24.43% - 36%
Loan Term N/A months
Number of Reviews 69

Springleaf Financial Personal Loans Review

In 2015, Springleaf bought OneMain Financial and took the company's name. Visit OneMain Financial's profile to get the latest rates, read an expert review, and check what other borrowers have to say about their experience. 

Springleaf Financial Services is a consumer lender based in Evansville, Indiana, where it was founded in 1920. They opened their first physical branch in 1930. Now, after purchasing OneMain Financial, they have over 1,800 branches in 44 states. They have provided over $10 billion in loans to over 3.5 million customers, and are the second largest brick and mortar lending institution in the nation.

How Does Springleaf Work?

Springleaf specializes in providing secured and unsecured consumer loans for a wide range of purposes, including auto loans, vacations or debt consolidation. It targets borrowers with fair to good credit who don't qualify for the prime rates offered by traditional and peer-to-peer lenders. Borrowers can apply for a personal loan either online, over the phone or at one of Springleaf's branch locations. If approved, you can withdraw your funds directly from your local branch or wire the money to your bank account.

How Much Money Can I Borrow from Springleaf?

Springleaf's personal loans range from $1,000 to $10,000. Loan terms vary from 1-5 years.

What Are Springleaf's Rates and Fees?

Rates range from 24.43% APR to 36% APR depending on your creditworthiness, income and assets. The average rate is around 25% APR.

What Does Springleaf's Application Process Like?

Springleaf's application process is fast and painless. There are no application fees, no prepayment penalty, and you can either apply in person at one of its branch locations, online or over the phone. The easiest route is to use Springleaf's streamlined online application. Once your application is approved, which should occur within 24 hours, you can either withdraw your money from your local branch or have the cash wired to your account.

How Are Springleaf Personal Loans Better Than Others?

Springleaf is one of few legitimate lenders servicing those with less than perfect credit. It has flexible payment options that range from paying online, over the phone, or at one of its branches. Although rates are on par with most credit cards, it provides a viable option for borrowers with fair to good credit looking for a 1-5 year loan.

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  • Headquarters
  •   601 NW Second St.
    Evansville, IN 47708 USA
  •   Visit Site

About Springleaf Financial Personal Loans


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 28 states
  • Alabama
  • Arizona
  • California
  • Colorado
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Kentucky
  • Louisiana
  • Minnesota
  • Missouri
  • New Mexico
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Joint Loan Applications Accepted
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
Credit Score Range 560 - 700
Loan Amount $1K - $10K
APR 24.43% - 36%

Springleaf Financial Personal Loans Community Reviews


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