Last Updated: 04/18/2025
Superior Choice CU Personal Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 10.99%(Verified 06/21/2024)
Amount Range
Up to $50,000
Loan Term (Months)
Up to 60
Superior Choice CU Personal Loan Review
Superior Choice CU Personal Loan is offered by Superior Choice Credit Union, a credit union founded in 1932 and based in Superior, WI. Superior Choice CU Personal Loan are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 10.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Superior Choice CU Personal Loan are on the higher end of the spectrum.
Superior Choice CU Personal Loan Pros & Cons
| Pros | Cons |
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Superior Choice CU Personal Loan FAQ
What interest rates and personal loan terms does Superior Choice CU Personal Loan offer?
Superior Choice CU Personal Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Superior Choice CU Personal Loan offer?
Superior Choice CU Personal Loan offers a fixed APR personal loan product that starts at 10.99% APR.
What is the maximum loan term you can get with Superior Choice CU Personal Loan?
Superior Choice CU Personal Loan offers loans with terms of up to 60 months.
| Personal Loan Amount | up to $50000.00 |
| Loan Term | up to 60 months |
| APR | Starting at 10.99% |
What fees does Superior Choice CU Personal Loan charge?
Does Superior Choice CU Personal Loan charge an origination fee?
Superior Choice CU Personal Loan may charge a personal loan origination fee .
Does Superior Choice CU Personal Loan charge a late fee?
Superior Choice CU Personal Loan does not disclose whether it charges late payment fees.
Does Superior Choice CU Personal Loan charge prepayment fees?
No, Superior Choice CU Personal Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Superior Choice CU Personal Loan?
Superior Choice CU Personal Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Superior Choice CU Personal Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Superior Choice CU Personal Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Superior Choice CU Personal Loan report your account activity to credit bureaus?
Yes, Superior Choice CU Personal Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Superior Choice Credit Union perform a hard credit pull?
Yes, Superior Choice CU Personal Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Superior Choice CU Personal Loan legit?
Superior Choice Credit Union was founded in 1932, it is a well-established company that has been in business for 94 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:30PM
Tuesday
8:30AM - 5:30PM
Wednesday
8:30AM - 5:30PM
Thursday
8:30AM - 5:30PM
Friday
8:30AM - 5:30PM
Saturday
9:00AM - 12:00PM