Last Updated: 04/18/2025
Three Sticks Lending Installment Loans
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in Personal Loans from Three Sticks Lending
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
N/A
Amount Range
$200 - $3,000
Loan Term (Months)
10 - 18
Three Sticks Lending Installment Loans Review
Three Sticks Lending Installment Loans is offered by Three Sticks Lending, a direct lender founded in 2023 and based in Mission, SD. Three Sticks Lending Installment Loans are available in 38 states, and 5 US territories.
Key Takeaways
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- Short loan terms. Three Sticks Lending Installment Loans have loan terms as short as 10 months.
Three Sticks Lending Installment Loans Pros & Cons
| Pros | Cons |
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Three Sticks Lending Installment Loans FAQ
What interest rates and personal loan terms does Three Sticks Lending Installment Loans offer?
Three Sticks Lending Installment Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Three Sticks Lending Installment Loans offer?
Three Sticks Lending Installment Loans offers a fixed APR personal loan product but they do not disclose their interest rates.
How much can you borrow via Three Sticks Lending Installment Loans?
Personal loan amounts start at $200.00 and go up to $3,000.00
What is the maximum loan term you can get with Three Sticks Lending Installment Loans?
Three Sticks Lending Installment Loans offers loans with terms of up to 18 months.
| Personal Loan Amount | $200.00 - $3000.00 |
| Loan Term | 10 - 18 months |
| APR | N/A |
What fees does Three Sticks Lending Installment Loans charge?
Does Three Sticks Lending Installment Loans charge an origination fee?
Three Sticks Lending Installment Loans may charge a personal loan origination fee .
Does Three Sticks Lending Installment Loans charge a late fee?
Yes, Three Sticks Lending Installment Loans may charge a late payment fee if you miss one of the regularly scheduled payments of up to $20.00.
Does Three Sticks Lending Installment Loans charge prepayment fees?
No, Three Sticks Lending Installment Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | $20.00 |
What do you need to qualify for Three Sticks Lending Installment Loans?
Three Sticks Lending Installment Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Three Sticks Lending Installment Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Three Sticks Lending Installment Loans.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Proof of income
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Credit Score | N/A |
Does Three Sticks Lending Installment Loans report your account activity to credit bureaus?
Yes, Three Sticks Lending Installment Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Three Sticks Lending perform a hard credit pull?
Yes, Three Sticks Lending Installment Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Three Sticks Lending Installment Loans legit?
Three Sticks Lending was founded in 2023. It is an established company that has been in business for 3 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
7:00AM - 7:00PM
Tuesday
7:00AM - 7:00PM
Wednesday
7:00AM - 7:00PM
Thursday
7:00AM - 7:00PM
Friday
7:00AM - 7:00PM
Saturday
8:00AM - 4:30PM