Uprova Personal Loans
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| APR (Variable APR) |
34.5% - 35.99% (Verified 09/12/2023) |
| Loan Amount | $300 - $5,000 |
| Loan Term (Months) | 9 - 36 months |
Uprova Personal Loans Review
Uprova Personal Loans is offered by Uprova Credit LLC, a nonbank financial services provider founded in 2019 and based in Upper Lake, CA. Uprova Personal Loans are available in 50 states (and Washington, DC).
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 5% and 36%. The starting rates for Uprova Personal Loans are on the higher end of the market.
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Uprova Personal Loans early.
- Short loan terms. Uprova Personal Loans have loan terms as short as 9 months.
Uprova Personal Loans Pros & Cons
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Uprova Personal Loans FAQ
What interest rates and personal loan terms does Uprova Personal Loans offer?
Uprova Personal Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Uprova Personal Loans offer?
Uprova Personal Loans offers a variable APR personal loan product that ranges from 34.5% APR up to 35.99% APR.
How much can you borrow via Uprova Personal Loans?
Personal loan amounts start at $300and go up to $5,000
What is the maximum loan term you can get with Uprova Personal Loans?
Uprova Personal Loans offers loans with terms of up to 36 months.
| Personal Loan Amount | $300 - $5000 |
| Loan Term | 9 - 36 months |
| APR | 34.5% - 35.99% |
What fees does Uprova Personal Loans charge?
Does Uprova Personal Loans charge an origination fee?
Uprova Personal Loans may charge a personal loan origination fee.
Does Uprova Personal Loans charge a late fee?
No, Uprova Personal Loans will not charge you a late fee if you miss one of the monthly payments.
Does Uprova Personal Loans charge prepayment fees?
No, Uprova Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Uprova Personal Loans?
Uprova Personal Loans does not require or does not disclose a credit score minimum.Uprova Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Uprova Personal Loans only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Uprova Personal Loans. Their rates fall within the limits of The Military Lending Act.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Uprova Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | N/A |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Does Uprova Personal Loans report your account activity to credit bureaus?
Yes, Uprova Personal Loans reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Are Uprova Personal Loans legit?
Uprova Personal Loans was founded in 2019. It is an established company that has been in business for 4 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Contact
- Headquarters
-
635 E Hwy 20
Upper Lake, CA 95485 - (866) 362-3444
- Visit Site
- Email Support
About Uprova Personal Loans
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Employment Statuses Considered |
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| Immigration Status Considered |
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| Joint Loan Applications Accepted |
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| Military Status |
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| Supported Income Types |
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| Verification Documents Required |
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