Last Updated: 04/18/2025
Wheelhouse Credit Union Life Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 12.49%(Verified 06/21/2024)
Amount Range
$500 - $25,000
Loan Term (Months)
Up to 60
Wheelhouse Credit Union Life Loan Review
Wheelhouse Credit Union Life Loan is offered by Wheelhouse Credit Union, a credit union founded in 1934 and based in San Diego, CA. Wheelhouse Credit Union Life Loan are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 12.49%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Wheelhouse Credit Union Life Loan are on the higher end of the spectrum.
Wheelhouse Credit Union Life Loan Pros & Cons
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Wheelhouse Credit Union Life Loan FAQ
What interest rates and personal loan terms does Wheelhouse Credit Union Life Loan offer?
Wheelhouse Credit Union Life Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Wheelhouse Credit Union Life Loan offer?
Wheelhouse Credit Union Life Loan offers a fixed APR personal loan product that starts at 12.49% APR.
How much can you borrow via Wheelhouse Credit Union Life Loan?
Personal loan amounts start at $500.00 and go up to $25,000.00
What is the maximum loan term you can get with Wheelhouse Credit Union Life Loan?
Wheelhouse Credit Union Life Loan offers loans with terms of up to 60 months.
| Personal Loan Amount | $500.00 - $25000.00 |
| Loan Term | up to 60 months |
| APR | Starting at 12.49% |
What fees does Wheelhouse Credit Union Life Loan charge?
Does Wheelhouse Credit Union Life Loan charge an origination fee?
Wheelhouse Credit Union Life Loan may charge a personal loan origination fee .
Does Wheelhouse Credit Union Life Loan charge a late fee?
Wheelhouse Credit Union Life Loan does not disclose whether it charges late payment fees.
Does Wheelhouse Credit Union Life Loan charge prepayment fees?
No, Wheelhouse Credit Union Life Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Wheelhouse Credit Union Life Loan?
Wheelhouse Credit Union Life Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Wheelhouse Credit Union Life Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Wheelhouse Credit Union Life Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Wheelhouse Credit Union Life Loan report your account activity to credit bureaus?
Yes, Wheelhouse Credit Union Life Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Wheelhouse Credit Union perform a hard credit pull?
Yes, Wheelhouse Credit Union Life Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Wheelhouse Credit Union Life Loan legit?
Wheelhouse Credit Union was founded in 1934, it is a well-established company that has been in business for 92 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:00PM
Tuesday
8:30AM - 4:00PM
Wednesday
10:00AM - 4:00PM
Thursday
8:30AM - 4:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed