GEICO Personal Watercraft Insurance

GEICO Personal Watercraft Insurance

in Personal Watercraft Insurance from GEICO


GEICO Personal Watercraft Insurance


in Personal Watercraft Insurance from GEICO

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Financial Strength Rating A+

GEICO Personal Watercraft Insurance Review

This review focuses on insurance for your personal watercraft. If you are looking for reviews on boat insurance, click here.

What is a personal watercraft?

Most people either call them water scooters or by one of three brands: Jet-Ski, WaveRunner, or Sea-Doo. The United States Coast Guard defines a personal watercraft (or PWC) as a boat less than 16 feet in length that is designed to carry one to three persons and is operated by someone on the the watercraft.

Do I need Jet-Ski and WaveRunner insurance?

Legal requirements vary by state. Most states require some level of liability insurance. If you financed it with a loan, your lender may require you to get comprehensive insurance.

GEICO Personal Watercraft Insurance FAQ

Where does GEICO do business?

GEICO is an insurance carrier based in Chevy Chase, MD. The company was founded in 1936 and offers watercraft insurance in 38 states in the USA.

Highest possible financial rating. GEICO scores the highest available financial rating, which is just what you want from the company responsible for paying for your insurance claims.

If you are looking for a personal watercraft insurance policy and you're wondering whether GEICO Personal Watercraft Insurance is a good choice, read on.

How does GEICO Personal Watercraft Insurance compare to other personal watercraft insurance companies?

Pros & Cons of GEICO Personal Watercraft Insurance
Pros Cons
  • 24/7 Phone availability
  • Digital claims reporting
  • No collision coverage
  • Does not offer comprehensive coverage
  • Does not include medical payments
  • No liability coverage
  • Does not offer an uninsured boater rider
  • No fuel spill liability coverage
  • Does not offer wreckage removal
  • What types of WaveRunner and Jet-Ski insurance coverage does GEICO Personal Watercraft Insurance offer?

    Most people don't think about it when they buy a small boat or jet ski, but there are several types of personal watercraft insurance coverage. In the event of an accident, you need the right coverage to protect yourself from property damage costs and liability. These are types of policy GEICO offers.

    Does GEICO offer on-water towing and labor?

    Yes, GEICO will pay for on-water towing, jump starts, soft un-grounding and fuel delivery.

    Does GEICO provide wreckage removal?

    No, GEICO does not have wreckage removal as an available rider for personal watercraft insurance policies.

    What is the financial strength rating of GEICO Personal Watercraft Insurance?

    The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

    GEICO Personal Watercraft Insurance scores an A+ financial strength rating, SuperMoney's highest available rating.

    How can I get a GEICO Personal Watercraft Insurance quote?

    • Visit the GEICO website.
    • Fill in the insurance quote application form. You will typically need to provide personal information, such as your name, personal watercraft information and documentation, your driver's license, and address.
    • Check the information is accurate and submit your application.

    SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.


      Available in 38 states
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Florida
    • Georgia
    • Idaho
    • Illinois
    • Indiana
    • Kansas
    • Louisiana
    • Maryland
    • Mississippi
    • Missouri
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • Tennessee
    • Texas
    • Utah
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin

    Feature Breakdown

    Policy Discounts
    • Paperless Billing / e-billing
    • Mature / Experienced Operator
    • Multiple Vehicles
    • Multiple Policy
    • Defensive Driver / Safety Course
    Boaters Insurance
    • Fuel Spill Clean-Up
    • Water Sports Coverage
    Vehicle Coverages
    • Comprehensive
    • Collision
    Boaters Policy Endorsements
    • Fishing Equipment & Carry-On Items
    • Hurricane Coverage
    • Ice / Freeze Coverage
    Vehicle Policy Endorsements
    • Emergency Roadside Service
    • Non-Owner Liability Coverage
    Financial Strength Rating A+
    Carrier Features
    • 24/7 Phone Availability
    • Paperless Billing
    • Mobile Claims App
    • Live Chat
    • Digital Claims Reporting
    On-Water Towing and Labor  

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