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Personal Watercraft Insurance
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Last Updated: 03/31/2026

Farmers Personal Watercraft Insurance

in Personal Watercraft Insurance from Farmers

Last Updated: 03/31/2026

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Financial Strength Rating

A(Verified 04/18/2025)

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Farmers Personal Watercraft Insurance Review

This review focuses on insurance for your personal watercraft. If you are looking for reviews on boat insurance, click here.

Farmers Personal Watercraft Insurance FAQ

Where does Farmers do business?

Farmers is an insurance carrier based in Woodland Hills, CA. The company was founded in 1928 and offers watercraft insurance in 50 states (and Washington, DC).
Excellent financial rating.
Farmers scores an A or excellent financial strength rating.
If you are looking for a personal watercraft insurance policy and you're wondering whether Farmers Personal Watercraft Insurance is a good choice, read on.

What is a personal watercraft?

Most people either call them water scooters or by one of three brands: Jet-Ski, WaveRunner, or Sea-Doo. The United States Coast Guard defines a personal watercraft (or PWC) as a boat less than 16 feet in length that is designed to carry one to three persons and is operated by someone on the the watercraft.

Do I need Jet-Ski and WaveRunner insurance?

Legal requirements vary by state. Most states require some level of liability insurance. If you financed it with a loan, your lender may require you to get comprehensive insurance.

How does Farmers Personal Watercraft Insurance compare to other personal watercraft insurance companies?

Farmers Personal Watercraft Insurance Pros & Cons

What types of WaveRunner and Jet-Ski insurance coverage does Farmers Personal Watercraft Insurance offer?

Most people don't think about it when they buy a small boat or jet ski, but there are several types of personal watercraft insurance coverage. In the event of an accident, you need the right coverage to protect yourself from property damage costs and liability. These are types of policy Farmers offers.

Does Farmers offer on-water towing and labor?

Yes, Farmers will pay for on-water towing, jump starts, soft un-grounding and fuel delivery.

Does Farmers provide wreckage removal?

No, Farmers does not have wreckage removal as an available rider for personal watercraft insurance policies.

What is the financial strength rating of Farmers Personal Watercraft Insurance?

The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.
Farmers Personal Watercraft Insurance scores an A or excellent financial strength rating, which is SuperMoney's second highest available score.

How can I get a Farmers Personal Watercraft Insurance quote?

  • Visit the Farmers website.
  • Fill in the insurance quote application form. You will typically need to provide personal information, such as your name, personal watercraft information and documentation, your driver's license, and address.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

6301 Owensmouth Ave
Woodland Hills, CA 91367
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Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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SuperMoney Net Recommendation Score

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-1000+100
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Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Farmers Personal Watercraft Insurance Community Reviews

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