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  America First Credit Union Share Savings Account
America First Credit Union Share Savings Account
in Savings Accounts from America First Credit Union · Insured by NCUA
Unaffiliated

America First Credit Union Share Savings Account

Unaffiliated
in Savings Accounts from America First Credit Union · Insured by NCUA
Net Recommendation Score +100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

1 user recommends
0 users are unsure
0 users don't recommend
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Highlights
Community Rating

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Monthly Fee $0
APY (Annual Percentage Yield) 0.05%
Minimum Balance to Earn APY $1

America First Credit Union Share Savings Account Review

America First Credit Union Share Savings Account is offered by America First Credit Union, a credit union founded in 1985 and based in Salt Lake City, UT. America First Credit Union Share Savings Account is available in 4 states across the USA.

Key Takeaways

  • Low interest rate. The maximum annual percentage yield for this account is only 0.05%.
  • $0 monthly fee. This account does not charge any monthly account fees.
  • Small minimum initial deposit. You only need $1 to open an account.
  • No ATM fees. America First Credit Union Share Savings Account does not charge fees on ATM transactions.

America First Credit Union savings account Pros & Cons

Pros Cons
  • Dividend-yielding account.
  • Insured by NCUA.
  • Access to physical branches.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not come with a debit card
  • Only available in 4 states.
  • Higher than average wire transfer fees.

America First Credit Union savings account FAQ

Are savings accounts from America First Credit Union federally insured?

Yes, your America First Credit Union savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does America First Credit Union offer a signup bonus?

America First Credit Union savings account doesn't offer a signup bonus.

What is the minimum initial deposit for America First Credit Union savings account?

The minimum deposit to open a America First Credit Union savings account is $1.
America First Credit Union Share Savings Account Minimums
Description
Minimum Balance to Earn APY $1
Minimum Opening Deposit Starting at $1

What APY does America First Credit Union Share Savings Account offer?

America First Credit Union savings account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).

The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does America First Credit Union savings account charge?

America First Credit Union savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

  • Outgoing domestic bank transfers come with a $15 fee.
  • Outgoing international bank transfers come with a $30 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • America First Credit Union savings account charges $5 every time you request a paper statement.

What features and perks does America First Credit Union savings account offer?

This savings account includes the following features:

  • Check images with monthly statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks for each statement period.
  • Fraud monitoring - America First Credit Union savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Mobile Banking Services - America First Credit Union savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to America First Credit Union savings account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for America First Credit Union savings account?

The customer support email for America First Credit Union savings account is support@americafirst.com .

How do people rate the customer service and user experience of America First Credit Union savings account?

Overall, America First Credit Union savings account is strongly recommended based on community reviews that rate customer service and user experience.

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Availability

  Available in 4 states
  • Arizona
  • Idaho
  • Nevada
  • Utah

Feature Breakdown

Minimum Balance to Earn APY $1
Minimum Opening Deposit Starting at $1
Monthly Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $30
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $10
Early Account Closure $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Social Security Number
Bauer Financial A+/A Rating
Account Features
  • No ATM Fees
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Nationwide ATM Network
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Automatic Transfers
  • Bauer Financial A+/A Rating
  • Insured by NCUA
  • Branch Access
APY (Annual Percentage Yield) 0.05%

America First Credit Union Share Savings Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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