Bask Interest Savings Account
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Bask Interest Savings Account
in Savings Accounts from Bask Bank · Member FDIC
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Bask Interest Savings Account

in Savings Accounts from Bask Bank · Member FDIC
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Monthly Fee $0
(Verified 01/09/2023)
APY (Annual Percentage Yield) 4.15%
(Verified 01/23/2023)
Minimum Balance to Earn APY $0

Bask Interest Savings Account Review

Bask Interest Savings Account is offered by Bask Bank, a division of Texas Capital Bank, a bank founded in 1999 and based in Dallas, TX. Bask Interest Savings Account are available in 50 states (and Washington, DC).

Key Takeaways

  • Must fund account within 15 days to open an account.
  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 4.15%*, which is much higher than the average interest rate for a savings account.
  • $0 monthly fee. This account does not charge any monthly account fees.
  • No minimum initial deposit. There is no minimum balance required to open an account online.

BaskBank Pros & Cons

Pros Cons
  • No Balance Cap Earning APY.
  • Available in all 50 states.
  • High variable APY*.
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card

BaskBank FAQ

Are savings accounts from Bask Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #34383). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Bask Bank offer a signup bonus?

BaskBank doesn't offer a signup bonus.

What is the minimum initial deposit for BaskBank?

There is no minimum deposit to open a BaskBank.
Bask Interest Savings Account Minimums
Minimum Balance to Avoid Monthly Fee $0
Minimum Balance to Earn APY $0
Minimum Opening Deposit $0

What APY* does Bask Interest Savings Account offer?

BaskBank offers an APY of 4.15% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only savings accounts, which is around 1% APY.

The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does BaskBank charge?

BaskBank does not charge a monthly service fee. See the fee breakdown section below to view all fees.

What features and perks does BaskBank offer?

This savings account includes the following features:

Can you set up a direct deposit to BaskBank?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for BaskBank?

The customer support email for BaskBank is

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Message From BaskBank

If you can't decide between earning interest or miles, then why not do both? It's easy to transfer funds between your accounts. You can have both a Bask Mileage Savings account and a Bask Interest Savings Account. You can also have up to five CD accounts per product type, per owner.


Hours of Operation

  • Sunday Closed
  • Monday 7:00am - 7:00pm
  • Tuesday 7:00am - 7:00pm
  • Wednesday 7:00am - 7:00pm
  • Thursday 7:00am - 7:00pm
  • Friday 7:00am - 7:00pm
  • Saturday 9:00am - 4:00pm

About Bask Interest Savings Account

Icon for Savings Accounts
View all savings accounts offered by Bask Bank


  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Balance to Avoid Monthly Fee $0
Minimum Balance to Earn APY $0
Minimum Opening Deposit $0
Monthly Fee $0
(Verified 01/09/2023)
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Identity
Account Features
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Member FDIC
  • Rewards
APY (Annual Percentage Yield) 4.15%
(Verified 01/23/2023)

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