Last Updated: 02/02/2026
Axos One Savings and Checking Bundle
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Last Updated: 02/02/2026
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Highlights
APY (Annual Percentage Yield)
Up to 4.21%(Verified 02/02/2026)
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Minimum Opening Deposit
$0
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Minimum Balance to Earn APY
$0
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Axos One Savings and Checking Bundle Review
Axos One Savings and Checking Bundle is offered by Axos Bank, a bank founded in 2000 and based in San Diego, CA. Axos One Savings and Checking Bundle are available in 50 states and Washington, DC.
Key Takeaways
- High yield savings. This account offers an annual percentage yield of up to 4.21%*, which is much higher than the average interest rate for a savings account.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. Axos One Savings and Checking Bundle does not charge fees on ATM transactions .
- ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
Axos One Savings and Checking Bundle Pros & Cons
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Axos One Savings and Checking Bundle FAQ
Are savings accounts from Axos Bank federally insured?
Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
Does Axos Bank offer a signup bonus?
Axos One Savings and Checking Bundle doesn't offer a signup bonus.
What is the minimum initial deposit for Axos One Savings and Checking Bundle?
There is no minimum deposit to open a Axos One Savings and Checking Bundle.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0 (see terms and conditions) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Combined Balance to Avoid Monthly Maintenance Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Required Balance | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY* does Axos One Savings and Checking Bundle offer?
Axos One Savings and Checking Bundle offers an APY up to 4.21% (APY stands for annual percentage yield, rates may change). This is higher than the national average rate for savings accounts.
It's easy to earn the boosted rates for ONE Savings and ONE Checking. Just receive qualifying monthly direct deposits of at least $1,500 in total and maintain an average daily balance of $1,500 in your Axos ONE® Checking account. Note: A customer with $1,000,000 would earn 4.21% APY on their first $499,999.99 and 4.01% APY on the rest of their balance for a blended rate of 4.11% APY.
What fees does Axos One Savings and Checking Bundle charge?
Axos One Savings and Checking Bundle does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $35 fee.
- Outgoing international bank transfers come with a $45 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Axos One Savings and Checking Bundle charges $5 every time you request a paper statement.
Does Axos One Savings and Checking Bundle charge overdraft fees?
No, Axos One Savings and Checking Bundle does not charge overdraft fees.What features and perks does Axos One Savings and Checking Bundle offer?
This savings account includes the following features:
- ATM reimbursement - This account provides ATM access and will reimburse you for the ATM fees charged by other networks.
- Fraud monitoring - Axos One Savings and Checking Bundle monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Get paid early - If you set up direct deposit with your employer and request this service, you can collect your salary early.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Axos One Savings and Checking Bundle?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Axos One Savings and Checking Bundle?
The customer support email for Axos One Savings and Checking Bundle is businessbanking@axosbank.com.
Axos One Savings and Checking Bundle Disclosure: * A customer with $1,000,000 would earn 4.21% APY on their first $499,999.99 and 4.01% APY on the rest of their balance for a blended rate of 4.11% APY.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
12:00AM - 12:00AM
Monday
12:00AM - 12:00AM
Tuesday
12:00AM - 12:00AM
Wednesday
12:00AM - 12:00AM
Thursday
12:00AM - 12:00AM
Friday
12:00AM - 12:00AM
Saturday
12:00AM - 12:00AM