Credit Union of Southern California Regular Savings Account

Key Takeaways

• Low interest rate. The maximum annual percentage yield for this account is only 0.10%.
• Waivable monthly maintenance fee. No monthly service fee will be charged if Member meets any of the following: • Receives eDocuments • Has an aggregate savings and loan balance of $300 or more • Has account activity within the last 90 days • Is under 21 years of age Otherwise, the monthly fee will be applied to the primary savings account. If the fee is not available in the primary savings account, it will be transferred to the primary savings account from a secondary savings, checking, or money market account
• Small minimum initial deposit. You only need $10.00 to open an account.

Credit Union of Southern California Regular Savings Account Pros & Cons

Credit Union of Southern California Regular Savings Account FAQ

Are savings accounts from Credit Union of Southern California federally insured?

Does Credit Union of Southern California offer a signup bonus?

What is the minimum initial deposit for Credit Union of Southern California Regular Savings Account?

The minimum deposit to open a Credit Union of Southern California Regular Savings Account is $10.00.

What APY does Credit Union of Southern California Regular Savings Account offer?

The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does Credit Union of Southern California Regular Savings Account charge?

• Outgoing domestic bank transfers come with a $20.00 fee.
• Credit Union of Southern California Regular Savings Account charges $2.00 every time you request a paper statement.

What features and perks does Credit Union of Southern California Regular Savings Account offer?

• Mobile Banking Services - Credit Union of Southern California Regular Savings Account allows you to manage your money online or with a mobile app.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Credit Union of Southern California Regular Savings Account?

What is the customer support email for Credit Union of Southern California Regular Savings Account?