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Last Updated: 04/18/2025

Credit Union of Southern California Sub-Savings/IRA Savings Account

from Credit Union of Southern California

Last Updated: 04/18/2025

Credit Union of Southern California logo
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APY (Annual Percentage Yield)

0.10%(Verified 06/21/2024)

Minimum Opening Deposit

$5

Minimum Balance to Earn APY

$500
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Credit Union of Southern California Sub-Savings/IRA Savings Account Review

Credit Union of Southern California Sub-Savings/IRA Savings Account is offered by Credit Union of Southern California, a credit union founded in 1954 and based in wHITTIER, CA. Credit Union of Southern California Sub-Savings/IRA Savings Account are available in 50 states and Washington, DC.

Key Takeaways

  • Low interest rate. The maximum annual percentage yield for this account is only 0.10%.
  • Small minimum initial deposit. You only need $5.00 to open an account.

Credit Union of Southern California Sub-Savings/IRA Savings Account Pros & Cons

Credit Union of Southern California Sub-Savings/IRA Savings Account FAQ

Are savings accounts from Credit Union of Southern California federally insured?

No, your Credit Union of Southern California savings accounts are not insured by a federal insurance agency. This means that if Credit Union of Southern California were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.

Does Credit Union of Southern California offer a signup bonus?

Credit Union of Southern California Sub-Savings/IRA Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for Credit Union of Southern California Sub-Savings/IRA Savings Account?

The minimum deposit to open a Credit Union of Southern California Sub-Savings/IRA Savings Account is $5.00.

What APY does Credit Union of Southern California Sub-Savings/IRA Savings Account offer?

Credit Union of Southern California Sub-Savings/IRA Savings Account offers an APY of 0.10% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does Credit Union of Southern California Sub-Savings/IRA Savings Account charge?

Credit Union of Southern California Sub-Savings/IRA Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
  • Outgoing domestic bank transfers come with a $20.00 fee.
  • Credit Union of Southern California Sub-Savings/IRA Savings Account charges $2.00 every time you request a paper statement.

What features and perks does Credit Union of Southern California Sub-Savings/IRA Savings Account offer?

This savings account includes the following features:
  • Mobile Banking Services - Credit Union of Southern California Sub-Savings/IRA Savings Account allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Credit Union of Southern California Sub-Savings/IRA Savings Account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Credit Union of Southern California Sub-Savings/IRA Savings Account?

The customer support email for Credit Union of Southern California Sub-Savings/IRA Savings Account is support@cusocal.org.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

11749 Whittier Blvd.
wHITTIER, CA 90601
(562) 945-2214
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Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM

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Other Savings Accounts from Credit Union of Southern California

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APY (Annual Percentage Yield)

0.45%
Disclaimer popup with additional information

Minimum Opening Deposit

$10

Minimum Balance to Earn APY

$1
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Credit Union of Southern California logo
Credit Union of Southern California Holiday Saver Account
Rating not yet determined
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APY (Annual Percentage Yield)

0.30%
Disclaimer popup with additional information

Minimum Opening Deposit

$10

Minimum Balance to Earn APY

$1
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Credit Union of Southern California logo
Credit Union of Southern California Regular Savings Account
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APY (Annual Percentage Yield)

0.10%
Disclaimer popup with additional information

Minimum Opening Deposit

$10

Minimum Balance to Earn APY

$500
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Credit Union of Southern California logo
Credit Union of Southern California Summer Saver Account
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APY (Annual Percentage Yield)

0.30%
Disclaimer popup with additional information

Minimum Opening Deposit

$50

Minimum Balance to Earn APY

$1
Visit Site

SuperMoney Net Recommendation Score

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Credit Union of Southern California Sub-Savings/IRA Savings Account Community Reviews

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