Last Updated: 04/18/2025
Credit Union of Southern California Sub-Savings/IRA Savings Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.10%(Verified 06/21/2024)
Minimum Opening Deposit
$5
Minimum Balance to Earn APY
$500
Credit Union of Southern California Sub-Savings/IRA Savings Account Review
Credit Union of Southern California Sub-Savings/IRA Savings Account is offered by Credit Union of Southern California, a credit union founded in 1954 and based in wHITTIER, CA. Credit Union of Southern California Sub-Savings/IRA Savings Account are available in 50 states and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.10%.
- Small minimum initial deposit. You only need $5.00 to open an account.
Credit Union of Southern California Sub-Savings/IRA Savings Account Pros & Cons
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Credit Union of Southern California Sub-Savings/IRA Savings Account FAQ
Are savings accounts from Credit Union of Southern California federally insured?
No, your Credit Union of Southern California savings accounts are not insured by a federal insurance agency. This means that if Credit Union of Southern California were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.
Does Credit Union of Southern California offer a signup bonus?
Credit Union of Southern California Sub-Savings/IRA Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for Credit Union of Southern California Sub-Savings/IRA Savings Account?
The minimum deposit to open a Credit Union of Southern California Sub-Savings/IRA Savings Account is $5.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $500.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Credit Union of Southern California Sub-Savings/IRA Savings Account offer?
Credit Union of Southern California Sub-Savings/IRA Savings Account offers an APY of 0.10% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does Credit Union of Southern California Sub-Savings/IRA Savings Account charge?
Credit Union of Southern California Sub-Savings/IRA Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $20.00 fee.
- Credit Union of Southern California Sub-Savings/IRA Savings Account charges $2.00 every time you request a paper statement.
What features and perks does Credit Union of Southern California Sub-Savings/IRA Savings Account offer?
This savings account includes the following features:
- Mobile Banking Services - Credit Union of Southern California Sub-Savings/IRA Savings Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Credit Union of Southern California Sub-Savings/IRA Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Credit Union of Southern California Sub-Savings/IRA Savings Account?
The customer support email for Credit Union of Southern California Sub-Savings/IRA Savings Account is support@cusocal.org.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM