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Last Updated: 04/18/2025

Des Moines Metro CU Savings Accounts

in Savings Accounts from Des Moines Metro Credit Union

Last Updated: 04/18/2025

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APY (Annual Percentage Yield)

0.05% - 1.11%(Verified 06/21/2024)

Minimum Opening Deposit

Starting at $0

Minimum Balance to Earn APY

$25
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Des Moines Metro CU Savings Accounts Review

Des Moines Metro CU Savings Accounts is offered by Des Moines Metro Credit Union, a credit union founded in 1938 and based in Des Moines, IA. Des Moines Metro CU Savings Accounts are available in 50 states and Washington, DC.

Key Takeaways

  • High yield savings. This account offers an annual percentage yield of up to 1.11%, which is much higher than the average interest rate for a savings account. However, you must meet minimum balance requirements for higher APYs.
  • No minimum initial deposit. There is no minimum balance required to open an account online.

Des Moines Metro CU Savings Accounts Pros & Cons

Des Moines Metro CU Savings Accounts FAQ

Are savings accounts from Des Moines Metro Credit Union federally insured?

No, your Des Moines Metro Credit Union savings accounts are not insured by a federal insurance agency. This means that if Des Moines Metro Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.

Does Des Moines Metro Credit Union offer a signup bonus?

Des Moines Metro CU Savings Accounts doesn't offer a signup bonus.

What is the minimum initial deposit for Des Moines Metro CU Savings Accounts?

There is no minimum deposit to open a Des Moines Metro CU Savings Accounts.

What APY does Des Moines Metro CU Savings Accounts offer?

Des Moines Metro CU Savings Accounts offers a variable APY starting at 0.05% and ranging up to 1.11% (APY stands for annual percentage yield, rates may change).

What fees does Des Moines Metro CU Savings Accounts charge?

Des Moines Metro CU Savings Accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.

    Can you set up a direct deposit to Des Moines Metro CU Savings Accounts?

    Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

    What is the customer support email for Des Moines Metro CU Savings Accounts?

    The customer support email for Des Moines Metro CU Savings Accounts is memberservices@dmmcu.org.

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    Contact

    Headquarters

    100 University Ave
    Des Moines, IA 50314
    (515) 283-4195
    Visit Site
    Email Support

    Hours of Operation

    Sunday

    Closed

    Monday

    9:00AM - 5:30PM

    Tuesday

    9:00AM - 5:30PM

    Wednesday

    9:00AM - 5:30PM

    Thursday

    9:00AM - 5:30PM

    Friday

    8:00AM - 5:30PM

    Saturday

    Closed

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