Last Updated: 04/18/2025
Des Moines Metro CU Home Mortgage Loans
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Last Updated: 04/18/2025
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Highlights
Credit Score Range
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Amount Range
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Loan Term (Years)
Des Moines Metro CU Home Mortgage Loans Review
Key Takeaways
- Only two mortgage programs offered. Des Moines Metro CU Home Mortgage Loans provides FHA VA conforming and conventional mortgages.
- Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
- No primary residences considered. Des Moines Metro CU Home Mortgage Loans does not offer financing for primary homes.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Des Moines Metro CU Home Mortgage Loans Pros & Cons
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Des Moines Metro CU Home Mortgage Loans FAQ
What is the maximum loan term you can get with Des Moines Metro CU Home Mortgage Loans?
What mortgage rates does Des Moines Metro Credit Union offer?
Do they charge mortgage origination fees?
What mortgage programs are available?
- FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
What is the customer service phone number?
What is the support contact email?
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
9:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
8:00AM - 5:30PM
Saturday
Closed