Is Des Moines Metro CU Personal Loans the right fit for you?
Last Updated: 04/18/2025
Des Moines Metro CU Personal Loans
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Last Updated: 04/18/2025
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APR (Variable APR)
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Des Moines Metro CU Personal Loans Review
Des Moines Metro CU Personal Loans is offered by Des Moines Metro Credit Union, a credit union founded in 1938 and based in Des Moines, IA. Des Moines Metro CU Personal Loans are available in 50 states and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Des Moines Metro CU Personal Loans.
Des Moines Metro CU Personal Loans Pros & Cons
| Pros | Cons |
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Des Moines Metro CU Personal Loans FAQ
What interest rates and personal loan terms does Des Moines Metro CU Personal Loans offer?
Des Moines Metro CU Personal Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Des Moines Metro CU Personal Loans offer?
Des Moines Metro CU Personal Loans offers a variable APR personal loan product but they do not disclose their interest rates.
| Personal Loan Amount | N/A |
| Loan Term | N/A |
| APR | N/A |
What fees does Des Moines Metro CU Personal Loans charge?
Does Des Moines Metro CU Personal Loans charge an origination fee?
Des Moines Metro CU Personal Loans may charge a personal loan origination fee .
Does Des Moines Metro CU Personal Loans charge a late fee?
Des Moines Metro CU Personal Loans does not disclose whether it charges late payment fees.
Does Des Moines Metro CU Personal Loans charge prepayment fees?
No, Des Moines Metro CU Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Des Moines Metro CU Personal Loans?
Des Moines Metro CU Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Des Moines Metro CU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Des Moines Metro CU Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Does Des Moines Metro CU Personal Loans report your account activity to credit bureaus?
Yes, Des Moines Metro CU Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Des Moines Metro Credit Union perform a hard credit pull?
Yes, Des Moines Metro CU Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Des Moines Metro CU Personal Loans legit?
Des Moines Metro Credit Union was founded in 1938, it is a well-established company that has been in business for 88 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday9:00AM - 5:30PMTuesday9:00AM - 5:30PMWednesday9:00AM - 5:30PMThursday9:00AM - 5:30PMFriday8:00AM - 5:30PMSaturdayClosed
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