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Last Updated: 04/18/2025

Des Moines Metro CU Personal Loans

in Personal Loans from Des Moines Metro Credit Union

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Des Moines Metro Credit Union logo
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Des Moines Metro CU Personal Loans Review

Des Moines Metro CU Personal Loans is offered by Des Moines Metro Credit Union, a credit union founded in 1938 and based in Des Moines, IA. Des Moines Metro CU Personal Loans are available in 50 states and Washington, DC.

Key Takeaways

  • Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging.

Des Moines Metro CU Personal Loans Pros & Cons

Des Moines Metro CU Personal Loans FAQ

What interest rates and personal loan terms does Des Moines Metro CU Personal Loans offer?

Des Moines Metro CU Personal Loans has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Des Moines Metro CU Personal Loans offer?

Des Moines Metro CU Personal Loans offers a variable APR personal loan product but they do not disclose their interest rates.

What fees does Des Moines Metro CU Personal Loans charge?

Does Des Moines Metro CU Personal Loans charge an origination fee?

Des Moines Metro CU Personal Loans may charge a personal loan origination fee .

Does Des Moines Metro CU Personal Loans charge a late fee?

Des Moines Metro CU Personal Loans does not disclose whether it charges late payment fees.

Does Des Moines Metro CU Personal Loans charge prepayment fees?

No, Des Moines Metro CU Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for Des Moines Metro CU Personal Loans?

Des Moines Metro CU Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Des Moines Metro CU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Des Moines Metro CU Personal Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Proof of identity

Does Des Moines Metro CU Personal Loans report your account activity to credit bureaus?

Yes, Des Moines Metro CU Personal Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Des Moines Metro Credit Union perform a hard credit pull?

Yes, Des Moines Metro CU Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Des Moines Metro CU Personal Loans legit?

Des Moines Metro Credit Union was founded in 1938, it is a well-established company that has been in business for 88 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

100 University Ave
Des Moines, IA 50314
(515) 283-4195
Visit Site
Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:30PM

Tuesday

9:00AM - 5:30PM

Wednesday

9:00AM - 5:30PM

Thursday

9:00AM - 5:30PM

Friday

8:00AM - 5:30PM

Saturday

Closed

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