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  Educators Credit Union Prime Share

Educators Credit Union Prime Share

in Savings Accounts from Educators Credit Union · ncua

Unaffiliated

Educators Credit Union Prime Share

Unaffiliated

in Savings Accounts from Educators Credit Union · Insured by NCUA

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Highlights
Monthly Fee $0
APY (Annual Percentage Yield) N/A
APY Minimum Balance $100

Educators Credit Union Prime Share Review

Educators Credit Union Prime Share is offered by Educators Credit Union, a credit union founded in 1937 and based in Racine, WI. Educators Credit Union Prime Share is available in 1 state across the USA.

Key Takeaways
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • Small minimum initial deposit. You only need $5 to open an account.
Educators savings account Pros & Cons
Pros Cons
  • Insured by NCUA.
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Higher than average wire transfer fees.
Educators savings account FAQ

Are savings accounts from Educators Credit Union federally insured?

Yes, your Educators Credit Union savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Educators Credit Union offer a signup bonus?

Educators savings account doesn't offer a signup bonus.

What is the minimum initial deposit for Educators savings account?

The minimum deposit to open a Educators savings account is $5.
Educators Credit Union Prime Share Minimums
Description
APY Minimum Balance $100
Minimum Opening Deposit Starting at $5
Minimum Required Balance $0

What APY does Educators Credit Union offer?

Educators savings account is not an interest-bearing account.

What fees does Educators savings account charge?

Educators savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

  • Outgoing domestic bank transfers come with a $20 fee.
  • Incoming domestic bank transfers come with a $10 fee.
  • Outgoing international bank transfers come with a $50 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Educators savings account charges a $20 fee for an early account closure. Contact Educators savings account for more details on what is considered an early closure.

What features and perks does Educators savings account offer?

This savings account includes the following features:

  • Fraud monitoring - Educators savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.

Can you set up a direct deposit to Educators savings account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

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Availability

  Available in 1 state
Wisconsin
Availabile in all of Wisconsin

Feature Breakdown

APY Minimum Balance $100
Minimum Opening Deposit Starting at $5
Minimum Required Balance $0
Monthly Fee $0
Wire Transfer Fee - International (Incoming) $0
Early Account Closure $20
Returned Deposit Fee (Domestic) $30
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $50
Account Features
  • Branch Access
  • Insured by NCUA
  • Debit Card
  • Fraud Monitoring
  • Interest Bearing Account
  • No Monthly Maintenance Fee

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