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Last Updated: 04/18/2025

Educators Credit Union Student Loan

in Private Student Loans from Educators Credit Union

Last Updated: 04/18/2025

Educators Credit Union Student Loan logo
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Highlights

Fixed APR

4.99% - 7.75%

Variable APR

2.99% - 7.75%

Amount Range

N/A
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Educators Credit Union Student Loan Review

Educators Credit Union Student Loan is offered by Educators Credit Union, a credit union founded in 1937 and based in Racine, WI. Educators Credit Union Student Loan are available in 1 state.

Educators Credit Union Student Loan FAQ

What rates does Educators Credit Union Student Loan offer for in-school private student loan?

Educators Credit Union Student Loan has a variable APR that ranges from 2.99% up to 7.75% .
It offers a fixed APR that ranges from 4.99% up to 7.75% .
Rate is quoted with autopay discount*.
Many students have little or no credit history when they start college. By having a parent or other creditworthy individual cosign the loan, the student may improve their chance of approval or qualify for lower interest rates.

How much can you borrow from Educators Credit Union Student Loan?

Available loan amounts may vary by applicant

Does Educators Credit Union Student Loan charge an origination fee?

No, Educators Credit Union Student Loan does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Educators Credit Union Student Loan charge prepayment fees?

No, Educators Credit Union Student Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does Educators Credit Union Student Loan offer?

Educators Credit Union Student Loan provides repayment terms ranging from 5 to 20 years.

What type of borrowers will Educators Credit Union Student Loan consider?

Educators Credit Union Student Loan considers loans applications from:

    What do you need to qualify for Educators Credit Union Student Loan?

    Applicants with a credit score of at least 660 and up to 840 may be eligible for Educators Credit Union Student Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
    Educators Credit Union Student Loan does not have or does not disclose a minimum annual income eligibility requirement.
    U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Educators Credit Union Student Loan.
    To qualify, applicants may need to provide the following documentation:
    • Proof of income
    • Driver's license or other government photo ID
    • Government issued photo ID
    • Proof of identity
    • Proof of residence

    Is Educators Credit Union a legit company?

    Educators Credit Union was founded in 1937, it is a well-established company that has been in business for 89 years.
    Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    1400 N Newman Rd
    Racine, WI 53406
    Visit Site
    Email Support

    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 6:00PM
    Tuesday
    9:00AM - 6:00PM
    Wednesday
    9:00AM - 6:00PM
    Thursday
    9:00AM - 6:00PM
    Friday
    9:00AM - 6:00PM
    Saturday
    8:00AM - 1:00PM

    Other Services by Educators Credit Union