Last Updated: 04/18/2025
ETPCU Platinum Checking Accounts
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Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.03%(Verified 06/21/2024)
Minimum Opening Deposit
Starting at $50
Minimum Balance to Earn APY
$1,000
ETPCU Platinum Checking Accounts Review
ETPCU Platinum Checking Accounts is offered by East Texas Professional Credit Union, a credit union founded in 1953 and based in Longview, TX. ETPCU Platinum Checking Accounts are available in 50 states and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.03%.
- $0 monthly account fees available. This account charges a monthly fee of up to $5, but the fee may be waived if you keep a minimum balance of$1,000.
- No ATM fees. ETPCU Platinum Checking Accounts does not charge fees on ATM transactions .
ETPCU Platinum Checking Accounts Pros & Cons
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ETPCU Platinum Checking Accounts FAQ
Are savings accounts from east texas professional credit union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does East Texas Professional Credit Union offer a signup bonus?
ETPCU Platinum Checking Accounts doesn't offer a signup bonus.
What is the minimum initial deposit for ETPCU Platinum Checking Accounts?
The minimum deposit to open a ETPCU Platinum Checking Accounts is $50.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | Starting at $1,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $1,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does ETPCU Platinum Checking Accounts offer?
ETPCU Platinum Checking Accounts offers an APY of 0.03% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does ETPCU Platinum Checking Accounts charge?
ETPCU Platinum Checking Accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.
However, you can waive the monthly fees if you have a minimum daily balance of $1,000.
What features and perks does ETPCU Platinum Checking Accounts offer?
This savings account includes the following features:
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - ETPCU Platinum Checking Accounts allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to ETPCU Platinum Checking Accounts?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for ETPCU Platinum Checking Accounts?
The customer support email for ETPCU Platinum Checking Accounts is support@etpcu.org.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 5:00PM