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Last Updated: 04/18/2025

Financial Center FCU Vacation Club Account

from Financial Center First Credit Union

Last Updated: 04/18/2025

Financial Center First Credit Union logo
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APY (Annual Percentage Yield)

0.25%(Verified 06/21/2024)

Minimum Opening Deposit

$20

Minimum Balance to Earn APY

$100
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Financial Center FCU Vacation Club Account Review

Financial Center FCU Vacation Club Account is offered by Financial Center First Credit Union, a credit union founded in 1953 and based in Indianapolis, IN. Financial Center FCU Vacation Club Account are available in 50 states and Washington, DC.

Key Takeaways

  • Higher than average APY. Financial Center FCU Vacation Club Account has an annual percentage yield of up to 0.25%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $100.00 to earn that interest rate.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • Small minimum initial deposit. You only need $20.00 to open an account.

Financial Center FCU Vacation Club Account Pros & Cons

Financial Center FCU Vacation Club Account FAQ

Are savings accounts from Financial Center First Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Financial Center First Credit Union offer a signup bonus?

Financial Center FCU Vacation Club Account doesn't offer a signup bonus.

What is the minimum initial deposit for Financial Center FCU Vacation Club Account?

The minimum deposit to open a Financial Center FCU Vacation Club Account is $20.00.

What APY does Financial Center FCU Vacation Club Account offer?

Financial Center FCU Vacation Club Account offers an APY of 0.25% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does Financial Center FCU Vacation Club Account charge?

Financial Center FCU Vacation Club Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
  • Outgoing domestic bank transfers come with a $25.00 fee.
  • Incoming domestic bank transfers come with a $25.00 fee.
  • Outgoing international bank transfers come with a $40.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Financial Center FCU Vacation Club Account charges a $20.00 fee for an early account closure. Contact Financial Center FCU Vacation Club Account for more details on what is considered an early closure.
  • An overdraft on your account will trigger a $35.00 fee per item.
  • Financial Center FCU Vacation Club Account charges $5.00 every time you request a paper statement.

Does Financial Center FCU Vacation Club Account charge overdraft fees?

Yes, Financial Center FCU Vacation Club Account charges a $35.00 overdraft fee.

What features and perks does Financial Center FCU Vacation Club Account offer?

This savings account includes the following features:

    Can you set up a direct deposit to Financial Center FCU Vacation Club Account?

    Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

    What is the customer support email for Financial Center FCU Vacation Club Account?

    The customer support email for Financial Center FCU Vacation Club Account is CommunityDevelopment@fcfcu.com.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    7101 E 56th St
    P.O. Box 26501
    Indianapolis, IN 46226
    (800) 473-2328
    Visit Site
    Email Support

    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 5:00PM
    Tuesday
    10:00AM - 5:00PM
    Wednesday
    9:00AM - 5:00PM
    Thursday
    9:00AM - 5:00PM
    Friday
    9:00AM - 6:00PM
    Saturday
    10:00AM - 1:00PM

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    APY (Annual Percentage Yield)

    0.25%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    $100

    Minimum Balance to Earn APY

    $100
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    APY (Annual Percentage Yield)

    0.25%
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    $100

    Minimum Balance to Earn APY

    $100
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    Financial Center First Credit Union logo
    Financial Center FCU Holiday Club Account
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    APY (Annual Percentage Yield)

    0.25%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    $20

    Minimum Balance to Earn APY

    $100
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    Financial Center FCU IRA Savings Account
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    APY (Annual Percentage Yield)

    0.30% - 1.00%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    $100

    Minimum Balance to Earn APY

    $100
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    Financial Center First Credit Union logo
    Financial Center FCU Share Savings Account
    Rating not yet determined
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    APY (Annual Percentage Yield)

    0.25%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    $100

    Minimum Balance to Earn APY

    $100
    Visit Site
    Financial Center First Credit Union logo
    Financial Center FCU Special Savings Account
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    Be the first to rate

    APY (Annual Percentage Yield)

    0.25%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    $20

    Minimum Balance to Earn APY

    $100
    Visit Site

    SuperMoney Net Recommendation Score

    This product has no reviews yet. Help others by sharing your thoughts.

    0

    -1000+100
    No one recommends
    Everyone recommends
    The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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