SuperMoney
  First National Bank of Omaha Savings Account
First National Bank of Omaha Savings Account Unaffiliated

First National Bank of Omaha Savings Account

Unaffiliated
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Savings Accounts.
PNC Bank High Yield Savings Account
PNC Bank High Yield Savings Account

Rating not yet determined  

4 reviews
Highlights
Monthly Fee $0
APY (Annual Percentage Yield) 0.05% - 0.15%
Minimum Balance to Earn APY N/A

First National Bank of Omaha Savings Account Review

First National Bank of Omaha Savings Account is offered by First National Bank of Omaha, a bank founded in 1857 and based in Omaha, NE. First National Bank of Omaha Savings Account are available in 7 states across the USA.

Key Takeaways

  • Low interest rate. The maximum annual percentage yield for this account is only 0.15%.
  • $0 monthly fee. This account does not charge any monthly account fees.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • No ATM fees. First National Bank of Omaha Savings Account does not charge fees on ATM transactions.

FNBO savings account Pros & Cons

Pros Cons
  • Interest-yielding account.
  • Access to physical branches.
  • No signup bonus.
  • Does not come with a debit card
  • Only available in 7 states.
  • Higher than average wire transfer fees.

FNBO savings account FAQ

Are savings accounts from First National Bank of Omaha federally insured?

Yes, your First National Bank of Omaha savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does First National Bank of Omaha offer a signup bonus?

FNBO savings account doesn't offer a signup bonus.

What is the minimum initial deposit for FNBO savings account?

There is no minimum deposit to open a FNBO savings account.
First National Bank of Omaha Savings Account Minimums
Description
Minimum Opening Deposit Starting at $0

What APY does First National Bank of Omaha Savings Account offer?

FNBO savings account offers a variable APY starting at 0.05% and ranging up to 0.15% (APY stands for annual percentage yield, rates may change).

What fees does FNBO savings account charge?

FNBO savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

  • Outgoing domestic bank transfers come with a $15 fee.
  • Outgoing international bank transfers come with a $35 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.

What features and perks does FNBO savings account offer?

This savings account includes the following features:

  • Fraud monitoring - FNBO savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - FNBO savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to FNBO savings account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for FNBO savings account?

The customer support email for FNBO savings account is firstnational@fnbo.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 7 states
  • Colorado
  • Illinois
  • Iowa
  • Kansas
  • Nebraska
  • South Dakota
  • Texas

Feature Breakdown

Minimum Opening Deposit Starting at $0
Monthly Fee $0
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $35
Returned Deposit Fee (Domestic) $33
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
Bauer Financial A+/A Rating
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Automatic Transfers
  • Bauer Financial A+/A Rating
  • Branch Access
APY (Annual Percentage Yield) 0.05% - 0.15%

Be the first to rate

 

Would you recommend First National Bank of Omaha Savings Account to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Savings Accounts

First National Bank of Omaha Savings Accounts

Loading...