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Last Updated: 04/18/2025

Georgia United CU High Earning Savings Account

from Georgia United Credit Union

Last Updated: 04/18/2025

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Highlights

APY (Annual Percentage Yield)

1.50% - 3.50%(Verified 06/21/2024)

Minimum Opening Deposit

Starting at $100

Minimum Balance to Earn APY

$10,000

Georgia United CU High Earning Savings Account Review

Georgia United CU High Earning Savings Account is offered by Georgia United Credit Union, a credit union founded in 1958 and based in Duluth, GA. Georgia United CU Savings Account are available in 50 states and Washington, DC.

Key Takeaways

High yield savings. This account offers an annual percentage yield of up to 3.50%, which is much higher than the average interest rate for a savings account. However, you must meet minimum balance requirements for higher APYs.
Waivable monthly maintenance fee. Must maintain a minimum balance of $5.00 in the account to avoid service fees; otherwise $5.00 fee per month.
$100 minimum opening deposit. This is a typical minimum initial deposit.

Georgia United CU Savings Account Pros & Cons

Pros

Cons

Available in 50 states and Washington, DC.
High yield APY .

Does not offer mobile check deposits.
Does not provide access to a nationwide ATM network.
Does not come with a debit card
No signup bonus.

Georgia United CU Savings Account FAQ

Are savings accounts from Georgia United Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Georgia United Credit Union offer a signup bonus?

Georgia United CU Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for Georgia United CU Savings Account?

The minimum deposit to open a Georgia United CU Savings Account is $100.

Georgia United CU High Earning Savings Account Minimums

Description

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $5

Minimum Balance to Earn APY

$10,000

Minimum Opening Deposit

Starting at $100

What APY does Georgia United CU High Earning Savings Account offer?

Georgia United CU Savings Account offers a variable APY starting at 1.50% and ranging up to 3.50% (APY stands for annual percentage yield, rates may change). This is much higher than the national average rate for savings accounts.

What fees does Georgia United CU Savings Account charge?

Georgia United CU Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fees if you have a minimum daily balance of $5.

Can you set up a direct deposit to Georgia United CU Savings Account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Georgia United CU Savings Account?

The customer support email for Georgia United CU Savings Account is email@gucu.org.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

6705 Sugarloaf Pkwy

Duluth, GA 30097

(888) 493-4328

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

10:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

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-1000+100

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