Last Updated: 04/18/2025
Georgia United CU High Earning Savings Account
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Savings Accounts
Filter & compare all your options in one place.
Highlights
APY (Annual Percentage Yield)
1.50% - 3.50%(Verified 06/21/2024)
Minimum Opening Deposit
Starting at $100
Minimum Balance to Earn APY
$10,000
Georgia United CU High Earning Savings Account Review
Georgia United CU High Earning Savings Account is offered by Georgia United Credit Union, a credit union founded in 1958 and based in Duluth, GA. Georgia United CU Savings Account are available in 50 states and Washington, DC.
Key Takeaways
- High yield savings. This account offers an annual percentage yield of up to 3.50%, which is much higher than the average interest rate for a savings account. However, you must meet minimum balance requirements for higher APYs.
- Waivable monthly maintenance fee. Must maintain a minimum balance of $5.00 in the account to avoid service fees; otherwise $5.00 fee per month.
- $100 minimum opening deposit. This is a typical minimum initial deposit.
Georgia United CU Savings Account Pros & Cons
| Pros | Cons |
|
|
Georgia United CU Savings Account FAQ
Are savings accounts from Georgia United Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Georgia United Credit Union offer a signup bonus?
Georgia United CU Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for Georgia United CU Savings Account?
The minimum deposit to open a Georgia United CU Savings Account is $100.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $10,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $100 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Georgia United CU High Earning Savings Account offer?
Georgia United CU Savings Account offers a variable APY starting at 1.50% and ranging up to 3.50% (APY stands for annual percentage yield, rates may change). This is much higher than the national average rate for savings accounts.
What fees does Georgia United CU Savings Account charge?
Georgia United CU Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
However, you can waive the monthly fees if you have a minimum daily balance of $5.
Can you set up a direct deposit to Georgia United CU Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Georgia United CU Savings Account?
The customer support email for Georgia United CU Savings Account is email@gucu.org.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
10:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed