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  Georgia United CU Prime Share Savings Account
Georgia United CU Prime Share Savings Account
in Savings Accounts from Georgia United Credit Union · Insured by NCUA
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Georgia United CU Prime Share Savings Account

Unaffiliated
in Savings Accounts from Georgia United Credit Union · Insured by NCUA
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Highlights
Monthly Maintenance Fee $5
(Verified 08/04/2023)
APY (Annual Percentage Yield) Up to 0.05%
(Verified 08/04/2023)
Minimum Balance to Earn APY $100

Georgia United CU Prime Share Savings Account Review

Georgia United CU Prime Share Savings Account is offered by Georgia United Credit Union, a credit union founded in 1958 and based in Duluth, GA. Georgia United CU Savings Account are available in 50 states (and Washington, DC).

Key Takeaways

  • Low interest rate. The maximum annual percentage yield for this account is only 0.05%.
  • $0 monthly account fees available. This account charges a monthly service fee of $5.
  • Small minimum initial deposit. You only need $5 to open an account.

Georgia United CU Savings Account Pros & Cons

Pros Cons
  • Available in all 50 states.
  • Dividend-yielding account.
  • Insured by NCUA.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Monthly service charge (if minimums are not met).
  • No signup bonus.

Georgia United CU Savings Account FAQ

Are savings accounts from Georgia United Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Georgia United Credit Union offer a signup bonus?

Georgia United CU Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for Georgia United CU Savings Account?

The minimum deposit to open a Georgia United CU Savings Account is $5.
Georgia United CU Prime Share Savings Account Minimums
Description
Minimum Balance to Earn APY $100
Minimum Direct Deposit to Avoid Monthly Fee Starting at $5
Minimum Opening Deposit Starting at $5

What APY does Georgia United CU Prime Share Savings Account offer?

Georgia United CU Savings Account offers an APY up to 0.05% (APY stands for annual percentage yield, rates may change).

What fees does Georgia United CU Savings Account charge?

This account charges a monthly service fee of $5. Avoid the monthly fees by setting up a direct deposit of at least $5.

What features and perks does Georgia United CU Savings Account offer?

This savings account includes the following features:

Can you set up a direct deposit to Georgia United CU Savings Account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Georgia United CU Savings Account?

The customer support email for Georgia United CU Savings Account is email@gucu.org.

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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 10:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Georgia United Credit Union

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Balance to Earn APY $100
Minimum Direct Deposit to Avoid Monthly Fee Starting at $5
Minimum Opening Deposit Starting at $5
Monthly Maintenance Fee $5
(Verified 08/04/2023)
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Proof of Residence
  • Social Security Number
Account Features
  • No Monthly Maintenance Fee
  • Insured by NCUA
APY (Annual Percentage Yield) Up to 0.05%
(Verified 08/04/2023)

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