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Last Updated: 04/18/2025

Georgia United CU IRA Savings Accounts

from Georgia United Credit Union

Last Updated: 04/18/2025

Georgia United Credit Union logo
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APY (Annual Percentage Yield)

0.10%(Verified 06/27/2024)

Minimum Opening Deposit

Starting at $0

Minimum Balance to Earn APY

$100
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Georgia United CU IRA Savings Accounts Review

Georgia United CU IRA Savings Accounts is offered by Georgia United Credit Union, a credit union founded in 1958 and based in Duluth, GA. Georgia United CU IRA Savings Accounts are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • Low interest rate. The maximum annual percentage yield for this account is only 0.10%.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • No ATM fees. Georgia United CU IRA Savings Accounts does not charge fees on ATM transactions .

Georgia United CU IRA Savings Accounts Pros & Cons

Georgia United CU IRA Savings Accounts FAQ

Are savings accounts from Georgia United Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Georgia United Credit Union offer a signup bonus?

Georgia United CU IRA Savings Accounts doesn't offer a signup bonus.

What is the minimum initial deposit for Georgia United CU IRA Savings Accounts?

There is no minimum deposit to open a Georgia United CU IRA Savings Accounts.

What APY does Georgia United CU IRA Savings Accounts offer?

Georgia United CU IRA Savings Accounts offers an APY of 0.10% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does Georgia United CU IRA Savings Accounts charge?

Georgia United CU IRA Savings Accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.

    What features and perks does Georgia United CU IRA Savings Accounts offer?

    This savings account includes the following features:
    • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
    • Mobile Banking Services - Georgia United CU IRA Savings Accounts allows you to manage your money online or with a mobile app.
    • Nationwide ATM network - Conveniently transact at a nearby ATM.

    Can you set up a direct deposit to Georgia United CU IRA Savings Accounts?

    Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

    What is the customer support email for Georgia United CU IRA Savings Accounts?

    The customer support email for Georgia United CU IRA Savings Accounts is email@gucu.org.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    6705 Sugarloaf Pkwy
    Duluth, GA 30097
    (888) 493-4328
    Visit Site
    Email Support

    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 5:00PM
    Tuesday
    9:00AM - 5:00PM
    Wednesday
    10:00AM - 5:00PM
    Thursday
    9:00AM - 5:00PM
    Friday
    9:00AM - 5:00PM
    Saturday
    Closed

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    Other Savings Accounts from Georgia United Credit Union

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    APY (Annual Percentage Yield)

    0.10%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    Starting at $0

    Minimum Balance to Earn APY

    $0
    Visit Site
    Georgia United Credit Union logo
    Georgia United CU High Earning Savings Account
    Rating not yet determined
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    APY (Annual Percentage Yield)

    1.50% - 3.50%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    Starting at $100

    Minimum Balance to Earn APY

    $10K
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    Georgia United Credit Union logo
    Georgia United CU Prime Share Savings Account
    Rating not yet determined
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    APY (Annual Percentage Yield)

    Up to 0.05%

    Minimum Opening Deposit

    Starting at $5

    Minimum Balance to Earn APY

    $100
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    Georgia United Credit Union logo
    Georgia United CU Vacation Club Savings Account
    Rating not yet determined
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    APY (Annual Percentage Yield)

    0.10%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    Starting at $5

    Minimum Balance to Earn APY

    $0
    Visit Site

    SuperMoney Net Recommendation Score

    This product has no reviews yet. Help others by sharing your thoughts.

    0

    -1000+100
    No one recommends
    Everyone recommends
    The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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