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  Granite CU Savings Account
Granite CU Savings Account
in Savings Accounts from Granite Credit Union · Insured by NCUA
Unaffiliated

Granite CU Savings Account

Unaffiliated
in Savings Accounts from Granite Credit Union · Insured by NCUA
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Highlights
Monthly Maintenance Fee Starting at $0
(Verified 08/22/2023)
APY (Annual Percentage Yield) 0.00% - 0.10%
(Verified 08/22/2023)
Minimum Balance to Earn APY N/A

Granite CU Savings Account Review

Granite CU Savings Account is offered by Granite Credit Union, a credit union founded in 1935 and based in Millcreek, UT. Granite CU Savings Account are available in 50 states (and Washington, DC).

Key Takeaways

  • Low interest rate. The maximum annual percentage yield for this account is only 0.10%.
  • Small minimum initial deposit. You only need $5 to open an account.

Granite CU Savings Account Pros & Cons

Pros Cons
  • Available in all 50 states.
  • Dividend-yielding account.
  • Insured by NCUA.
  • Access to physical branches.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • No signup bonus.

Granite CU Savings Account FAQ

Are savings accounts from Granite Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Granite Credit Union offer a signup bonus?

Granite CU Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for Granite CU Savings Account?

The minimum deposit to open a Granite CU Savings Account is $5.
Granite CU Savings Account Minimums
Description
Minimum Opening Deposit $5

What APY does Granite CU Savings Account offer?

Granite CU Savings Account offers a variable APY and ranging up to 0.10% (APY stands for annual percentage yield, rates may change).

What fees does Granite CU Savings Account charge?

Granite CU Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

What features and perks does Granite CU Savings Account offer?

This savings account includes the following features:

  • Mobile Banking Services - Granite CU Savings Account allows you to manage your money online or with a mobile app.

Can you set up a direct deposit to Granite CU Savings Account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Granite CU Savings Account?

The customer support email for Granite CU Savings Account is contactus@granite.org.

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit $5
Monthly Maintenance Fee Starting at $0
(Verified 08/22/2023)
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Social Security Number
Account Features
  • Mobile Banking
  • Automatic Transfers
  • Insured by NCUA
  • Branch Access
APY (Annual Percentage Yield) 0.00% - 0.10%
(Verified 08/22/2023)

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