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Last Updated: 04/18/2025

Granite Credit Union Home Equity Loans

from Granite Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

N/A

Maximum LTV

100%

Loan Term (Years)

Up to 15

Granite Credit Union Home Equity Loans Review

Granite Credit Union Home Equity Loans is offered by Granite Credit Union , a credit union founded in 1935 and based in Millcreek, UT. Granite Credit Union Home Equity Loans are available in 50 states and Washington, DC.

Key Takeaways

No primary residences considered. Granite Credit Union Home Equity Loans does not offer financing for primary homes.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
High maximum LTV ratio. Granite Credit Union Home Equity Loans has a maximum loan to value ratio of 100%.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Granite Credit Union Home Equity Loans.

Granite Credit Union Home Equity Loans Pros & Cons

Pros

Cons

Available in all 50 states.

Charges an origination fee.
Charges prepayment fees.

Granite Credit Union Home Equity Loans FAQ

What are the home equity loan requirements of Granite Credit Union Home Equity Loans

This lender's maximum loan to value rate is 100%. That means the total debt secured by the property cannot exceed 100% of its value. Let's say you own a property with a current market value of $100k, but you still owe $20k on your mortgage. Your equity would be $80k. In this scenario, if you have good credit, you may qualify for a line of credit of up to $80k.

Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does Granite Credit Union Home Equity Loans charge for a home equity loan?

Granite Credit Union Home Equity Loans may charge a loan origination fee

Is Granite Credit Union a legit company?

Granite Credit Union was founded in 1935, it is a well-established company that has been in business for 91 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

3675 S 900 E

Millcreek, UT 84106

(801) 288-3000

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Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 6:00PM

Tuesday

9:00AM - 6:00PM

Wednesday

9:00AM - 6:00PM

Thursday

9:00AM - 6:00PM

Friday

9:00AM - 6:00PM

Saturday

9:00AM - 2:00PM

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SuperMoney Net Recommendation Score

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-1000+100

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.