SuperMoney
  Granite CU Checking Account
Granite CU Checking Account
in Checking Accounts from Granite Credit Union · Insured by NCUA
Unaffiliated

Granite CU Checking Account

Unaffiliated
in Checking Accounts from Granite Credit Union · Insured by NCUA
Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Granite CU Checking Account to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) Starting at 0.00%
(Verified 08/22/2023)
Monthly Maintenance Fee $0
(Verified 08/22/2023)
Minimum Balance to Avoid Monthly Fee N/A

Granite CU Checking Account Review

Granite CU Checking Account is offered by Granite Credit Union, a credit union founded in 1935 and based in Millcreek, UT. Granite CU Checking Account is available in 50 states (and Washington, DC).

Key Takeaways

  • $0 monthly fee. This account does not charge any monthly account fees.
  • No minimum initial deposit. There is no minimum balance required to open an account online.

Granite CU Checking Account Pros & Cons

Pros Cons
  • Available in all 50 states.
  • Insured by NCUA.
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card

Granite CU Checking Account FAQ

Are checking accounts from Granite Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Granite CU Checking Account offer?

Granite CU Checking Account offers an APY starting at 0.00% (APY stands for annual percentage yield, rates may change).

Granite CU Checking Account Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.00%

What are the account minimums for Granite CU Checking Account?

Granite CU Checking Account does not require a minimum initial deposit.

Granite CU Checking Account Minimums
Description
Minimum Opening Deposit Starting at $0

What fees does Granite CU Checking Account charge?

The good news is that this account does not have a monthly Service Charge.

Granite CU Checking Account Fees
Description
Monthly Maintenance Fee $0
Overdraft Item Fee $25
Stop Payment Fee $25

Does Granite CU Checking Account charge overdraft fees?

Yes, Granite CU Checking Account charges a $25 fee for every overdraft.

What features and perks does Granite CU Checking Account offer?

This account includes the following features:

  • Mobile Banking Services - Granite CU Checking Account allows you to manage your money online or with a mobile app.

What is the customer support email for Granite CU Checking Account?

The customer support email for Granite CU Checking Account is contactus@granite.org.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $0
Monthly Maintenance Fee $0
(Verified 08/22/2023)
Overdraft Item Fee $25
Stop Payment Fee $25
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Social Security Number
Account Features
  • No Monthly Maintenance Fee
  • Mobile Banking
  • Insured by NCUA
APY (Annual Percentage Yield) Starting at 0.00%
(Verified 08/22/2023)

Be the first to rate

 

Would you recommend Granite CU Checking Account to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Checking Accounts