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Checking Accounts
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Last Updated: 01/21/2026

Granite CU Checking Account

in Checking Accounts from Granite Credit Union

Last Updated: 01/21/2026

Granite Credit Union logo
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Welcome Offer

N/A


Cashback Rewards

N/A


APY (Annual Percentage Yield)

Starting at 0.00%(Verified 06/21/2024)

Monthly Service Fee

$0(Verified 01/21/2026)

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Granite CU Checking Account Review

The Granite CU Checking Account is offered by Granite Credit Union, a credit union founded in 1935 and based in Millcreek, UT. Granite CU Checking Account is available in 50 states and Washington, DC.

Key Takeaways

  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • No minimum initial deposit. There is no minimum balance required to open an account online.

Granite CU Checking Account Pros & Cons

Granite CU Checking Account FAQ

Are checking accounts from Granite Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Granite CU Checking Account offer?

Granite CU Checking Account offers an APY starting at 0.00% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Granite CU Checking Account?

Granite CU Checking Account does not require a minimum initial deposit.

What fees does Granite CU Checking Account charge?

The good news is that this account does not have a monthly Service Charge.

Does Granite CU Checking Account charge overdraft fees?

Yes, Granite CU Checking Account charges a $25 fee for every overdraft.

What features and perks does Granite CU Checking Account offer?

This account includes the following features:
  • Mobile Banking Services - Granite CU Checking Account allows you to manage your money online or with a mobile app.

What is the customer support email for Granite CU Checking Account?

The customer support email for Granite CU Checking Account is contactus@granite.org.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

3675 S 900 E
Millcreek, UT 84106
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 6:00PM
Tuesday
9:00AM - 6:00PM
Wednesday
9:00AM - 6:00PM
Thursday
9:00AM - 6:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 2:00PM

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