Last Updated: 04/18/2025
Holley Credit Union Individual Retirement Accounts
Unaffiliated
in Savings Accounts from Holley Credit Union
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
4.06%(Verified 06/21/2024)
Minimum Opening Deposit
$0
Minimum Balance to Earn APY
$0
Holley Credit Union Individual Retirement Accounts Review
Holley Credit Union Individual Retirement Accounts is offered by Holley Credit Union, a credit union founded in 1952 and based in Paris, TN. Holley Credit Union Individual Retirement Accounts are available in 50 states and Washington, DC.
Key Takeaways
- High yield savings. This account offers an annual percentage yield of up to 4.06%, which is much higher than the average interest rate for a savings account.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
Holley Credit Union Individual Retirement Accounts Pros & Cons
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Holley Credit Union Individual Retirement Accounts FAQ
Are savings accounts from Holley Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Holley Credit Union offer a signup bonus?
Holley Credit Union Individual Retirement Accounts doesn't offer a signup bonus.
What is the minimum initial deposit for Holley Credit Union Individual Retirement Accounts?
There is no minimum deposit to open a Holley Credit Union Individual Retirement Accounts.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Holley Credit Union Individual Retirement Accounts offer?
Holley Credit Union Individual Retirement Accounts offers an APY of 4.06% (APY stands for annual percentage yield, rates may change). This is much higher than the average savings account rate.
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does Holley Credit Union Individual Retirement Accounts charge?
Holley Credit Union Individual Retirement Accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.
What features and perks does Holley Credit Union Individual Retirement Accounts offer?
This savings account includes the following features:
Can you set up a direct deposit to Holley Credit Union Individual Retirement Accounts?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Holley Credit Union Individual Retirement Accounts?
The customer support email for Holley Credit Union Individual Retirement Accounts is hcu@holleycreditunion.org.
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Hours of Operation
Sunday
Closed
Monday
8:00AM - 4:30PM
Tuesday
8:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
8:00AM - 4:30PM
Friday
8:00AM - 5:00PM
Saturday
Closed